Omni Military Loans
Small loans · 3910 Dyer St Ste E, Morningside Heights
★ 4.8 · 417 ratingsHours listed
Same-day money
Should you go here?
Average reviews. Ask for the total cost before you sign.
Its share of bad reviews is about average for El Paso. Ask for the total you will repay, in writing.
417 ratings. Known for fast service. Known for explaining the terms clearly.
of its written reviews are 1–2★, a higher share than at 53% of El Paso stores.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in El Paso.
Rating
4.8Higher than 43% of El Paso loan stores. City average is 4.5.
Lowest rated in El PasoHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 5% in 2026
What borrowers say
- Known for fast service
- Known for explaining the terms clearly
- The owner answers complaints
Counted in 346 written reviews. Bars: mentions per 100.
What borrowers appreciate
What to watch for
Complaints are counts only.
What it costs
Ask for the total
Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.
Before you go
What to take, and what to ask before you sign.
Bring these
Their website doesn’t list documents. Call ahead and ask what to bring.
At the store
Wheelchair access · Apply online first
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
Been to Omni Military Loans?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “A special thanks to Hannah, on getting me in and out in a hurry and very knowledgeable on the topics that were discussed on hand”
- “Ashley and Richelle were absolutely helpful and explained everything very clear and precise”
- “At this office in El Paso, Texas the Omni representatives have been very professional and respectful toward me as a customer, as well as, a disabled retired military vet”
- “I had a very good experience with Omni and the workers Kristina and Richelle even stayed a little late to make sure I was able to pick up my loan the same day.”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Small loans.