WhoWillLend

Loan places in Austin

125 real storefronts where you can borrow or cash a check. · … of 129 open right now (Austin time).

Payday17Title14Installment43Pawn20Check cashing33of 129 · many offer several

What a loan costs here$28.43 per $100payday, paid back at once$18.94 per $100title, paid back at onceAustin area averages, OCCC Q2 2026 · Full breakdown ↓
23 listings here are probably not stores. See which

Cheaper than a payday loan: borrow $500 for a month

Credit-union loan (PAL)You repay $532 $32 in interest and fees
Payday loan, renewed onceYou repay $784 $284 in fees, at the Austin area average

What’s a PAL, and where these numbers come from

PAL — a Payday Alternative Loan from a federal credit union: $200 to $2,000, repaid over 1 to 12 months, capped at 28% a year plus a fee of at most $20. You usually join the credit union first.

Payday: the average fee of $28.43 per $100 that licensed stores in the Austin area reported to the state (OCCC, Q2 2026), paid twice for a month. PAL: the federal cap of 28% a year for one month plus a $20 fee (12 CFR 701.21).

129 places · page 5 of 7

Storefronts in Austin

  1. Speedy Cash

    No hours listed · call ahead

    2818 S Lamar Blvd · Zilker★ 3.2 (16)Chain · 4 here

    Payday loansCheck cashing · Money transfer

    Call(512) 448-4278View details

  2. AAA CHECK CASHING

    Hours listedOpen late

    10205 N Lamar Blvd Ste 106 · North Lamar★ 4.3 (11)

    Check cashing

    Call(512) 214-9673View details

  3. Secondary Loans

    Hours listed

    7000 N Mopac Expy #200 · Northwest Hills★ 5.0 (9)

    Small loans

    Call(512) 309-8614View details

  1. Mi Pueblito

    Hours listedOpen late · Open Sundays

    14300 FM 969 B · Forest Bluff★ 4.0 (11)

    Check cashingMoney transfer · Money orders

    Call(512) 276-7458View details

  2. Excel Finance

    Hours listed

    8312 Burnet Rd #112 · North Shoal Creek★ 3.9 (11)Chain

    Installment loans

    Call(512) 459-1743View details

  3. Austin Payday Loans

    No hours listed · call ahead

    3851 Airport Blvd Ste 102 · Mueller★ 5.0 (7)

    Payday loans

    Call(512) 640-2908View details

  4. Raintree Finance

    Hours listed

    8401 Research Blvd Ste B · North Austin Civic Association★ 3.8 (9)

    Installment loans

    Call(512) 454-3299View details

  5. 5405 pleasent valley rd

    Hours listedOpen late · Open Sundays

    5405 S Pleasant Valley Rd Ste 107 · Franklin Park★ 3.6 (9)

    Check cashing

    Call(512) 386-5100View details

  6. Elite Payday Loans

    No hours listed · call ahead

    Address not shown★ 5.0 (6)Chain

    Payday loans

    Call(510) 947-6835View details

  7. Unity Payday Loans Austin

    Hours listedOpen 24 hours · Open Sundays

    203 W 10th St Ste 953 · Downtown Austin★ 5.0 (6)

    Payday loans

    View details

  8. Dinero Express #2

    Hours listedOpen late · Open Sundays

    5717 S I-35 Frontage Rd C-180 · Bluff Springs★ 3.9 (7)

    Check cashing

    Call(512) 904-0078View details

  9. Mi País

    Hours listedOpen late · Open Sundays

    9312 N Lamar Blvd · North Austin Civic Association★ 4.3 (6)

    Check cashingMoney transfer

    Call(512) 770-6145View details

  10. Gold Star Finance

    Hours listed

    1923 E 7th St Ste 140 · East Austin★ 2.5 (10)Chain

    Installment loans

    Call(512) 428-4304View details

  11. Master Finance Company

    Hours listed

    2121 E Oltorf St Ste 8B · Parker Lane★ 3.0 (8)Chain

    Installment loans

    Call(512) 476-6906View details

  12. Abe’s money services

    Hours listedOpen late · Open Sundays

    2150 E 7th St Ste 1a · East Austin★ 4.6 (5)

    Check cashing

    Call(512) 480-9514View details

  13. Mundo Latino

    Hours listedOpen late · Open Sundays

    6401 FM 969 · East MLK★ 4.0 (4)

    Check cashingMoney transfer · Money orders

    Call(512) 243-7533View details

  14. Atlas Bad Credit Loans

    Hours listedOpen late · Open Sundays

    4933 S Congress Ave Ste d · South Austin★ 3.8 (4)Chain

    Small loans

    Call(512) 265-8145View details

  15. B&F Finance (Texas Warrant)

    No hours listed · call ahead

    1717 S Pleasant Valley Rd · Pleasant Valley★ 5.0 (3)

    Installment loans

    Call(512) 478-1653View details

  16. Unipago

    Hours listedOpen late · Open Sundays

    4619 S Congress Ave Ste G · South Austin★ 5.0 (3)Chain · 6 here

    Check cashing

    Call(512) 814-0382View details

  17. Unipago

    Hours listedOpen late · Open Sundays

    5303 Nuckols Crossing Rd · McKinney★ 4.7 (3)Chain · 6 here

    Check cashing

    Call(512) 514-1252View details
Full A–Z directory of all 129
Probably not stores

Listed as loan stores in Austin, but probably not stores

These 23 listings, under 13 names, show up on maps and in search like any loan shop. The evidence says there is no store to visit — you would reach a website or a call centre that passes your details on. We leave them off the map and the list above. Grouped by the evidence we found.