WhoWillLend

TitleMax Title Loans

Title loans · 8929 N Lamar Blvd, North Austin

★ 4.9 · 1,243 ratingsHours listed

Open lateSe habla español

Should you go here?

Well reviewed, but the loan itself is expensive.

Borrowers leave fewer bad reviews here than at 90% of Austin stores. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.

Good sign
What borrowers say4.9★

1,243 ratings. Known for fast service. Known for explaining the terms clearly.

Good sign
Bad reviews1%

of its written reviews are 1–2★, a lower share than at 90% of Austin stores. 5th of 9 TitleMax Title Loans branches here.

Watch out
What it costs$189 / month

In fees on a $1,000 loan, at the Austin area average. Texas sets no cap on these fees.

Watch out
Risk to your car7 in 100

Title-loan cars in the Austin area were repossessed last quarter (OCCC, Q2 2026).

Good sign
Who they lend to

No bank account needed for a title loan. Income from benefits or retirement counts.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Austin and every other TitleMax Title Loans branch.

Rating

4.9Higher than 69% of Austin loan stores. City average is 4.3.

Lowest rated in AustinHighest

Bad reviews (1–2★), share of written reviews

This store1%

Average TitleMax Title Loans branch in Austin1%

Average Austin title loan store2%

Bad reviews by year · 0% in 2026

What borrowers say

  • Ask for Jose
  • Known for fast service
  • Known for explaining the terms clearly

Counted in 749 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service56 reviews · 7.5 per 100
  • Explains the terms clearly41 reviews · 5.5 per 100
  • Treats you with respect3 reviews · 0.4 per 100

What to watch for

  • Rude staff3 reviews · 0.4 per 100

Complaints are counts only.

Work out what you’d repay

Title lenders in the Austin area report an average fee of $18.94 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,189

$1,000 you borrowed$189 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $189 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsProof of addressPaid-off car titleThe car, so they can inspect it

Who they lend to

  • No bank account needed for a title loan
  • Income from benefits or retirement counts

At the store

Walk in, no appointment · Wheelchair access · Apply online first · Se habla español

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Borrowers here mention: known for explaining the terms clearly.

  2. 2

    What happens if I’m late?

    Ask how many days before they can take the car.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Car title loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $501.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This title loan, renewed twice$1,568

Total repaid on $1,000 over 3 months, at the Austin area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Been to TitleMax Title Loans?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

  • “Abraham helped me the first time and it was quick,easy, and and i what i asked for”
  • “Angle was so professional he explained everything to me, so if you ever want a title loan go see him he's great”
  • “His colleague was very respectful and I appreciate this customer service”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Title loans.

Part of a chain: TitleMax Title Loans has 94 locations across the Texas cities we cover — Houston (32), Dallas (14), San Antonio (13), El Paso (10), Austin (9), Fort Worth (8), Laredo (3), McAllen (3), Corpus Christi (1), Brownsville (1). See the TitleMax Title Loans brand page.