TitleMax Title Loans
Title loans · also installment loans · 2201 Chestnut St, Eastern Division
★ 5.0 · 1,312 ratingsHours listed
Open lateSame-day money
Should you go here?
Average reviews, but the loan itself is expensive.
Its share of bad reviews is about average for Laredo. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.
of its written reviews are 1–2★, a higher share than at 51% of Laredo stores. 3rd of 3 TitleMax Title Loans branches here.
In fees on a $1,000 loan, at the Laredo area average. Texas sets no cap on these fees.
Title-loan cars in the Laredo area were repossessed last quarter (OCCC, Q2 2026).
No bank account needed for a title loan. Income from benefits or retirement counts.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Laredo and every other TitleMax Title Loans branch.
Rating
5.0Higher than 49% of Laredo loan stores. City average is 4.8.
Lowest rated in LaredoHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 1% in 2026
What borrowers say
- Ask for Jennifer or Jazmin
- Known for explaining the terms clearly
Counted in 730 written reviews. Bars: mentions per 100.
What borrowers appreciate
Work out what you’d repay
Title lenders in the Laredo area report an average fee of $19.47 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,195
$1,000 you borrowed$195 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $195 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Who they lend to
- No bank account needed for a title loan
- Income from benefits or retirement counts
At the store
Walk in, no appointment · Wheelchair access · Apply online first
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I’m late?
Ask how many days before they can take the car.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Car title loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $517.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
Been to TitleMax Title Loans?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Amazing and quick service will recommend”
- “Ana had a lot of patience to explain the process, she was very helpful and friendly”
- “Appreciated the same-day service when I needed it.”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Title loans, and also installment loans.
Part of a chain: TitleMax Title Loans has 94 locations across the Texas cities we cover — Houston (32), Dallas (14), San Antonio (13), El Paso (10), Austin (9), Fort Worth (8), Laredo (3), McAllen (3), Corpus Christi (1), Brownsville (1). See the TitleMax Title Loans brand page.