Sun Loan Company
Installment loans · also tax preparation · 1411 Hidalgo St, Western Division
★ 5.0 · 846 ratingsHours listed
Se habla español
Should you go here?
Well reviewed, and Texas caps what it can charge.
Borrowers leave fewer bad reviews here than at 69% of Laredo stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.
846 ratings. Nothing comes up often enough in its reviews to call out.
of its written reviews are 1–2★, a lower share than at 69% of Laredo stores. 1st of 4 Sun Loan Company branches here.
Texas sets the maximum charges. Ask for the total of all payments.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Laredo and every other Sun Loan Company branch.
Rating
5.0Higher than 49% of Laredo loan stores. City average is 4.8.
Lowest rated in LaredoHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 0% in 2026
What borrowers say
- Ask for Mendez or Mrs. Mendez
Counted in 432 written reviews. Bars: mentions per 100.
What borrowers appreciate
What it costs
Capped by Texas law
Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Wheelchair access · Apply online first · Se habla español
What to bring is from their website.
Ask these at the counter
- 1
What is the total of all payments, in dollars?
Not just the monthly figure. Ask whether insurance is added, and whether it is optional.
- 2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
- 3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.
Installment loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
Been to Sun Loan Company?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “El personal muy amable y información muy clara y precisa respecto a los préstamos rápido y sencillo los trámites”
- “De volada te atienden y muy atentas y rápidas y te explican muy bien los prestamos”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Installment loans, and also tax preparation.
Part of a chain: Sun Loan Company has 24 locations across the Texas cities we cover — San Antonio (7), Houston (5), Laredo (4), El Paso (2), Brownsville (2), Corpus Christi (2), McAllen (1), Austin (1). See the Sun Loan Company brand page.