Texas Car Title and Payday Loan Services, Inc.

Title loans · also payday loans, installment loans · 3909 Altamesa Blvd, Wedgwood South

★ 4.9 · 522 ratingsHours listed

Same-day money

Should you go here?

Well reviewed, but the loan itself is expensive.

Borrowers leave fewer bad reviews here than at 64% of Fort Worth stores. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.

Good sign

What borrowers say4.9★

522 ratings. Known for fast service. Known for explaining the terms clearly.

What borrowers say ↓

Good sign

Bad reviews2%

of its written reviews are 1–2★, a lower share than at 64% of Fort Worth stores. 1st of 3 Texas Car Title and Payday Loan Services, Inc. branches here.

How it compares ↓

Watch out

What it costs$186 / month

In fees on a $1,000 loan, at the Fort Worth area average. Texas sets no cap on these fees.

Work out your cost ↓

Watch out

Risk to your car7 in 100

Title-loan cars in the Fort Worth area were repossessed last quarter (OCCC, Q2 2026).

Check it

Who they lend to

You need a checking account for an installment loan. Income from benefits or retirement counts.

Before you go ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeA credit-union loan could save you about $489 on $1,000 over 3 months →1.0 mi away · payday loansCheck `n Go — ★ 5.0, few bad reviews →

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Fort Worth and every other Texas Car Title and Payday Loan Services, Inc. branch.

Rating

4.9Higher than 50% of Fort Worth loan stores. City average is 4.5.

Lowest rated in Fort WorthHighest

Bad reviews (1–2★), share of written reviews

This store2%

Average Texas Car Title and Payday Loan Services, Inc. branch in Fort Worth3%

Average Fort Worth title loan store2%

Bad reviews by year · 2% in 2026

212223242526

What borrowers say

Ask for Gina
Known for fast service
Known for explaining the terms clearly

Counted in 398 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service48 reviews · 12.1 per 100
Explains the terms clearly24 reviews · 6 per 100
Treats you with respect6 reviews · 1.5 per 100
Money the same day3 reviews · 0.8 per 100

What to watch for

Rude staff5 reviews · 1.3 per 100

Complaints are counts only.

Work out what you’d repay

Title lenders in the Fort Worth area report an average fee of $18.55 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,186

$1,000 you borrowed$186 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $186 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsPaid-off car titleThe car, so they can inspect it

Who they lend to

You need a checking account for an installment loan
Income from benefits or retirement counts

At the store

Wheelchair access · Apply online first

Customer service 1-800-227-4707

From texascartitleandpaydayloanservicesinc.com, checked September 2026

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
2
What happens if I’m late?
Ask how many days before they can take the car.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Car title loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $489.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This title loan, renewed twice$1,556

Total repaid on $1,000 over 3 months, at the Fort Worth area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Texas Car Title and Payday Loan Services, Inc.?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

“Been here 3 times now, friendly staff fast service”
“Excellent employee fast and knowledgeable to explain all loan documents.”
“Just make sure to treat them with respect”
“All I had to do was some verifying and a few keyboard taps and I was on my way with money in hand”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Title loans, and also payday loans, installment loans.

Part of a chain: Texas Car Title and Payday Loan Services, Inc. has 12 locations across the Texas cities we cover — Houston (5), Fort Worth (3), McAllen (2), San Antonio (1), Laredo (1). See the Texas Car Title and Payday Loan Services, Inc. brand page.

Call Directions