PLS Check Cashers

Payday loans · also check cashing, money transfer, money orders, bill pay · 7550 McCart Ave, Far Southwest

★ 4.9 · 1,358 ratingsHours listed

Open 24 hoursOpen SundaysSe habla español

Should you go here?

Well reviewed, but the loan itself is expensive.

Borrowers leave fewer bad reviews here than at 62% of Fort Worth stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.

Good sign

What borrowers say4.9★

1,358 ratings. The owner answers complaints.

What borrowers say ↓

Good sign

Bad reviews2%

of its written reviews are 1–2★, a lower share than at 62% of Fort Worth stores. 1st of 5 PLS Check Cashers branches here.

How it compares ↓

Watch out

What it costs$484 / month

In fees on a $1,000 loan, at the Fort Worth area average. Texas sets no cap on these fees.

Work out your cost ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeA credit-union loan could save you about $1,385 on $1,000 over 3 months →0.1 mi away · title loansTitleMax Title Loans — ★ 4.9, few bad reviews →

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Fort Worth and every other PLS Check Cashers branch.

Rating

4.9Higher than 50% of Fort Worth loan stores. City average is 4.5.

Lowest rated in Fort WorthHighest

Bad reviews (1–2★), share of written reviews

This store2%

Average PLS Check Cashers branch in Fort Worth4%

Average Fort Worth payday loan store3%

Bad reviews by year · 3% in 2026

212223242526

What borrowers say

Ask for Yazmin or Mayra
Usually done in about 5 minutes
Cashes payroll checks

Counted in 1,159 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service82 reviews · 7.1 per 100
Treats you with respect11 reviews · 0.9 per 100
Explains the terms clearly5 reviews · 0.4 per 100
Short waits4 reviews · 0.3 per 100
Service in Spanish3 reviews · 0.3 per 100

What to watch for

Rude staff9 reviews · 0.8 per 100

Complaints are counts only.

Work out what you’d repay

Payday lenders in the Fort Worth area report an average fee of $29.04 per $100 for 18 days (OCCC, Q2 2026) — about $48.40 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,484

$1,000 you borrowed$484 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $484 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

At the store

Walk in, no appointment · Wheelchair access · Parking · Se habla español

Customer service 1-855-856-9757

From pls247.com, checked September 2026

pls247.com/terms-of-use.html

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Payday loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $1,385.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This payday loan, renewed twice$2,452

Total repaid on $1,000 over 3 months, at the Fort Worth area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to PLS Check Cashers?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

“Also was able to get in and out very quickly!”
“Alyce and Mayra so helpful and respectful thank you guys so much”
“Christian & Araceli were great they explained every spot in the check cashing process and gave me options of signing up for a prepaid debit card”
“Almost always there’s no waiting lines :]”
“Christian is bilingual and very efficient, very polite and helpful.”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Payday loans, and also check cashing, money transfer, money orders, bill pay.

Part of a chain: PLS Check Cashers has 53 locations across the Texas cities we cover — Houston (21), Dallas (14), San Antonio (8), Fort Worth (6), El Paso (2), Austin (2). See the PLS Check Cashers brand page.

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