WhoWillLend

Cash Store

Payday loans · also title loans, money orders · 3206 Sycamore School Rd

★ 4.9 · 522 ratingsHours listed

Open late

Should you go here?

Well reviewed, but the loan itself is expensive.

Borrowers leave fewer bad reviews here than at 63% of Fort Worth stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.

Good sign
What borrowers say4.9★

522 ratings. Known for fast service. Known for explaining the terms clearly.

Good sign
Bad reviews2%

of its written reviews are 1–2★, a lower share than at 63% of Fort Worth stores. 2nd of 4 Cash Store branches here.

Watch out
What it costs$484 / month

In fees on a $1,000 loan, at the Fort Worth area average. Texas sets no cap on these fees.

Check it
Who they lend to

You need a checking account. Income from benefits or retirement counts.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Fort Worth and every other Cash Store branch.

Rating

4.9Higher than 50% of Fort Worth loan stores. City average is 4.5.

Lowest rated in Fort WorthHighest

Bad reviews (1–2★), share of written reviews

This store2%

Average Cash Store branch in Fort Worth4%

Average Fort Worth payday loan store3%

Bad reviews by year · 1% in 2026

What borrowers say

  • Ask for Shaunie or Eryk
  • Usually done in about 30 minutes
  • Known for fast service

Counted in 436 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service42 reviews · 9.6 per 100
  • Explains the terms clearly38 reviews · 8.7 per 100
  • Treats you with respect6 reviews · 1.4 per 100

Work out what you’d repay

Payday lenders in the Fort Worth area report an average fee of $29.04 per $100 for 18 days (OCCC, Q2 2026) — about $48.40 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,484

$1,000 you borrowed$484 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $484 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsSSN or ITIN

Who they lend to

  • You need a checking account
  • Income from benefits or retirement counts

At the store

Walk in, no appointment · Wheelchair access · Apply online first

Pay in store, online, by phone, AutoPayCustomer service 1-888-950-2274
From cashstore.com, checked September 2026

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Borrowers here mention: known for explaining the terms clearly.

  2. 2

    What happens if I can’t pay on the due date?

    Ask what a renewal costs and whether they call your employer or references.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Payday loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $1,385.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This payday loan, renewed twice$2,452

Total repaid on $1,000 over 3 months, at the Fort Worth area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Been to Cash Store?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

  • “Amazing job for quick service and she help me a lot shaunie”
  • “Eryk is the Best , very polite , friendly and takes his time explaining everything”
  • “Eryk Has been a great help very patient and respectful and helped get approved!!!”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Payday loans, and also title loans, money orders.

Part of a chain: Cash Store has 38 locations across the Texas cities we cover — Houston (17), El Paso (7), Fort Worth (4), Corpus Christi (3), Dallas (3), San Antonio (2), Brownsville (2). See the Cash Store brand page.