WhoWillLend

Sun Loan Company

Installment loans · also tax preparation · 1802 S WW White Rd, Eastern Triangle

★ 5.0 · 786 ratingsHours listed

Same-day money

Should you go here?

Well reviewed, and Texas caps what it can charge.

Borrowers leave fewer bad reviews here than at 88% of San Antonio stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign
What borrowers say5.0★

786 ratings. Known for fast service. Known for explaining the terms clearly.

Good sign
Bad reviews1%

of its written reviews are 1–2★, a lower share than at 88% of San Antonio stores. 1st of 7 Sun Loan Company branches here.

Check it
What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in San Antonio and every other Sun Loan Company branch.

Rating

5.0Higher than 74% of San Antonio loan stores. City average is 4.6.

Lowest rated in San AntonioHighest

Bad reviews (1–2★), share of written reviews

This store1%

Average Sun Loan Company branch in San Antonio2%

Average San Antonio installment loan store6%

Bad reviews by year · 0% in 2026

What borrowers say

  • Ask for Vanessa or Rosie
  • Usually done in about 10 minutes
  • Known for fast service

Counted in 595 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service88 reviews · 14.8 per 100
  • Explains the terms clearly18 reviews · 3 per 100
  • Treats you with respect13 reviews · 2.2 per 100
  • Money the same day3 reviews · 0.5 per 100
  • Works with you on payments3 reviews · 0.5 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsProof of address

At the store

Walk in, no appointment · Wheelchair access · Apply online first

What to bring is from their website.

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Borrowers here mention: known for explaining the terms clearly.

  2. 2

    What happens if I’m late?

    Ask for the late fee in dollars and whether they call your employer or references.

  3. 3

    Can I pay it off early?

    Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Been to Sun Loan Company?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

  • “2nd time getting a loan from sun loan worked with Vanessa, she made it quick and easy for me to get in and out”
  • “And explained everything, brief and quick”
  • “All the employees are wonderful and very respectful i would recommend them any day”
  • “I went into the location with all documents needed did paperwork and after a very short visit, I had my check in hand and was on my way”
  • “Victoria is amazing and they are flexible with payments and refinancing”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans, and also tax preparation.

Part of a chain: Sun Loan Company has 24 locations across the Texas cities we cover — San Antonio (7), Houston (5), Laredo (4), El Paso (2), Brownsville (2), Corpus Christi (2), McAllen (1), Austin (1). See the Sun Loan Company brand page.