Atlas Credit Co., Inc.
Installment loans · 803 SW Military Dr Ste 110, South Side
★ 4.6 · 102 ratingsHours listed
Should you go here?
Many bad reviews, and Texas caps what it can charge.
Borrowers leave more bad reviews here than at 66% of San Antonio stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.
102 ratings. Known for fast service. Complaints go unanswered.
of its written reviews are 1–2★, a higher share than at 66% of San Antonio stores. 1st of 3 Atlas Credit Co., Inc. branches here.
Texas sets the maximum charges. Ask for the total of all payments.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in San Antonio and every other Atlas Credit Co., Inc. branch.
Rating
4.6Higher than 29% of San Antonio loan stores. City average is 4.6.
Lowest rated in San AntonioHighest
Bad reviews (1–2★), share of written reviews
What borrowers say
- Known for fast service
- Complaints go unanswered
Counted in 82 written reviews. Bars: mentions per 100.
What borrowers appreciate
What it costs
Capped by Texas law
Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.
Before you go
What to take, and what to ask before you sign.
Bring these
Who they lend to
- No bank account needed
At the store
Walk in, no appointment · Wheelchair access · Apply online first
From atlascredit.com, checked September 2026
Ask these at the counter
- 1
What is the total of all payments, in dollars?
Not just the monthly figure. Ask whether insurance is added, and whether it is optional.
- 2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
- 3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.
Installment loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Ster Payday LoansPayday loans · 0.0 mi★ 4.7
- 2EZ MoneySmall loans · 0.1 mi
- 3ACE Cash ExpressPayday loans · 0.1 mi★ 5.0Few bad reviews
- 4Action Credit, San Antonio 1Small loans · 0.1 mi★ 3.4Many bad reviews
- 5Discount Title & Personal LoansTitle loans · 0.1 mi★ 4.7Many bad reviews
- 6Western FinanceInstallment loans · 0.2 mi★ 4.9
Been to Atlas Credit Co., Inc.?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “They are professional with great service and the process was easy and fast”
- “Needed help with a loan and a worker named Cecilia was a great help explaining everything and took her time.”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Installment loans.
Part of a chain: Atlas Credit Co., Inc. has 16 locations across the Texas cities we cover — Laredo (3), Dallas (3), San Antonio (3), Houston (2), Fort Worth (1), Austin (1), Brownsville (1), McAllen (1), Corpus Christi (1). See the Atlas Credit Co., Inc. brand page.