WhoWillLend

Action Credit, San Antonio 1

Small loans · 930 SW Military Dr Suite 105, South Side

★ 3.4 · 31 ratingsHours listed

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Should you go here?

Many bad reviews. Ask for the total cost before you sign.

Borrowers leave more bad reviews here than at 98% of San Antonio stores. Ask for the total you will repay, in writing.

Watch out
What borrowers say3.4★

31 ratings. Common complaint: rude staff.

What borrowers say ↓

Watch out
Bad reviews48%

of its written reviews are 1–2★, a higher share than at 98% of San Antonio stores.

How it compares ↓

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.1 mi away · payday loansACE Cash Express — ★ 5.0, few bad reviews →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in San Antonio.

Rating

3.4Higher than 5% of San Antonio loan stores. City average is 4.6.

Lowest rated in San AntonioHighest

Bad reviews (1–2★), share of written reviews

This store48%

Average San Antonio small loan store14%

What borrowers say

  • Common complaint: rude staff

Counted in 23 written reviews. Bars: mentions per 100.

What to watch for

  • Rude staff6 reviews · 26.1 per 100

Complaints are counts only.

What it costs

Ask for the total

Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.

Before you go

What to take, and what to ask before you sign.

Bring these

Their website doesn’t list documents. Call ahead and ask what to bring.

At the store

Walk in, no appointment · Wheelchair access · Apply online first

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Ask for it in writing before you sign.

  2. 2

    What happens if I can’t pay on the due date?

    Ask what a renewal costs and whether they call your employer or references.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

The rules in Texas →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

  1. 1Discount Title & Personal LoansTitle loans · 0.0 mi★ 4.7Many bad reviews
  2. 2Credit CentralInstallment loans · 0.1 mi★ 4.9
  3. 3Stepstone CreditSmall loans · 0.1 mi★ 4.6Many bad reviews
  4. 4ACE Cash ExpressPayday loans · 0.1 mi★ 5.0Few bad reviews
  5. 5Ster Payday LoansPayday loans · 0.1 mi★ 4.7
  6. 6EZ MoneySmall loans · 0.1 mi

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About this lender

Small loans.

An independent business, not part of a chain.

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