Mariner Finance
Installment loans · 1831 N Zaragoza Rd Ste 104, East El Paso
★ 4.9 · 361 ratingsHours listed
Open late
Should you go here?
Well reviewed, and Texas caps what it can charge.
Borrowers leave fewer bad reviews here than at 67% of El Paso stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.
361 ratings. Known for explaining the terms clearly. The owner answers complaints.
of its written reviews are 1–2★, a lower share than at 67% of El Paso stores. 2nd of 4 Mariner Finance branches here.
Texas sets the maximum charges. Ask for the total of all payments.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in El Paso and every other Mariner Finance branch.
Rating
4.9Higher than 54% of El Paso loan stores. City average is 4.5.
Lowest rated in El PasoHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 1% in 2026
What borrowers say
- Ask for Yadira
- Known for explaining the terms clearly
- The owner answers complaints
Counted in 314 written reviews. Bars: mentions per 100.
What borrowers appreciate
What it costs
Capped by Texas law
Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Wheelchair access · Apply online first
What to bring is from their website.
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
- 3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.
Installment loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Check `n GoPayday loans · 0.0 mi★ 4.9
- 2Cash StorePayday loans · 0.1 mi★ 4.8Many bad reviews
- 3Benny's Pawn ShopPawn loans · 0.2 mi★ 4.4Many bad reviews
- 4TitleMax Title LoansTitle loans · 0.2 mi★ 5.0Few bad reviews
- 5ACE Cash ExpressPayday loans · 0.3 mi★ 4.9Few bad reviews
- 6Atlas Credit Co IncInstallment loans · 0.4 mi★ 4.8Many bad reviews
Been to Mariner Finance?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Amazing customer service, they were very nice in explaining all the detail of the loan process”
- “Each time I've reached out for assistance, Mariner Finance has always came through for me, I got the amount I requested, and as always, the process was quick and easy”
- “Most importantly, she treated me with kindness and respect, never making me feel judged or embarrassed”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Installment loans.
Part of a chain: Mariner Finance has 17 locations across the Texas cities we cover — El Paso (4), Houston (3), San Antonio (3), Dallas (2), McAllen (1), Fort Worth (1), Brownsville (1), Corpus Christi (1), Austin (1). See the Mariner Finance brand page.