Cash Store

Payday loans · also money orders · 1830 N Zaragoza Rd #104, East El Paso

★ 4.8 · 106 ratingsHours listed

Should you go here?

Many bad reviews, and the loan is expensive.

Borrowers leave more bad reviews here than at 61% of El Paso stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.

Watch out

What borrowers say4.8★

106 ratings. Known for fast service.

What borrowers say ↓

Watch out

Bad reviews5%

of its written reviews are 1–2★, a higher share than at 61% of El Paso stores. 4th of 7 Cash Store branches here.

How it compares ↓

Watch out

What it costs$570 / month

In fees on a $1,000 loan, at the Texas average. Texas sets no cap on these fees.

Work out your cost ↓

Check it

Who they lend to

You need a checking account. Income from benefits or retirement counts.

Before you go ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeA credit-union loan could save you about $1,643 on $1,000 over 3 months →0.1 mi away · installment loansMariner Finance — ★ 4.9, few bad reviews →

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in El Paso and every other Cash Store branch.

Rating

4.8Higher than 43% of El Paso loan stores. City average is 4.5.

Lowest rated in El PasoHighest

Bad reviews (1–2★), share of written reviews

This store5%

Average Cash Store branch in El Paso4%

Average El Paso payday loan store4%

Bad reviews by year · 0% in 2025

232425

What borrowers say

Ask for Viri
Known for fast service

Counted in 83 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service15 reviews · 18.1 per 100
Explains the terms clearly3 reviews · 3.6 per 100

Work out what you’d repay

Payday lenders in the Texas report an average fee of $26.60 per $100 for 14 days (OCCC, Q2 2026) — about $57.00 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,570

$1,000 you borrowed$570 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $570 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsSSN or ITIN

Who they lend to

You need a checking account
Income from benefits or retirement counts

At the store

Wheelchair access · Apply online first

Pay in store, online, by phone, AutoPayCustomer service 1-888-950-2274

From cashstore.com, checked September 2026

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Payday loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $1,643.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This payday loan, renewed twice$2,710

Total repaid on $1,000 over 3 months, at the Texas average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Cash Store?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

“Great costumer service , Victoria made my experience fast and easy !”
“Everyone was nice and they took time to explain everything to me.”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Payday loans, and also money orders.

Part of a chain: Cash Store has 38 locations across the Texas cities we cover — Houston (17), El Paso (7), Fort Worth (4), Corpus Christi (3), Dallas (3), San Antonio (2), Brownsville (2). See the Cash Store brand page.

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