Famsa Loans
Small loans · 615 N Zaragoza Rd Ste 70, Mission Valley
★ 5.0 · 53 ratingsHours listed
Se habla español
Should you go here?
Well reviewed. Ask for the total cost before you sign.
Borrowers leave fewer bad reviews here than at 88% of El Paso stores. Ask for the total you will repay, in writing.
53 ratings. Nothing comes up often enough in its reviews to call out.
of its written reviews are 1–2★, a lower share than at 88% of El Paso stores.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in El Paso.
Rating
5.0Higher than 76% of El Paso loan stores. City average is 4.5.
Lowest rated in El PasoHighest
Bad reviews (1–2★), share of written reviews
What borrowers say
- Ask for Cindy
Stars in its 42 written reviews
Latest review Aug 2026 · 34 in the last year · Owner replied to 1 of 42
No one thing comes up often enough to count as a theme.
What it costs
Ask for the total
Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Wheelchair access · Apply online first · Se habla español
What to bring is from their website.
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
Been to Famsa Loans?
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Small loans.
Part of a chain: Famsa Loans has 5 locations across the Texas cities we cover — Dallas (1), El Paso (1), McAllen (1), Laredo (1), Brownsville (1). See the Famsa Loans brand page.