Cash Store
Payday loans · also money orders · 8820 N Loop Dr Ste 100, Mission Valley
★ 4.9 · 132 ratingsHours listed
Should you go here?
Average reviews, but the loan itself is expensive.
Its share of bad reviews is about average for El Paso. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.
132 ratings. Nothing comes up often enough in its reviews to call out.
of its written reviews are 1–2★, a lower share than at 58% of El Paso stores. 1st of 7 Cash Store branches here.
In fees on a $1,000 loan, at the Texas average. Texas sets no cap on these fees.
You need a checking account. Income from benefits or retirement counts.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in El Paso and every other Cash Store branch.
Rating
4.9Higher than 54% of El Paso loan stores. City average is 4.5.
Lowest rated in El PasoHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 0% in 2026
What borrowers say
- Ask for Brenda
Counted in 92 written reviews. Bars: mentions per 100.
What borrowers appreciate
Work out what you’d repay
Payday lenders in the Texas report an average fee of $26.60 per $100 for 14 days (OCCC, Q2 2026) — about $57.00 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,570
$1,000 you borrowed$570 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $570 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Who they lend to
- You need a checking account
- Income from benefits or retirement counts
At the store
Walk in, no appointment · Wheelchair access · Apply online first
From cashstore.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Payday loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $1,643.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Cash America PawnPawn loans · 0.1 mi★ 4.2Many bad reviews
- 2Mat Finance CoInstallment loans · 0.1 mi
- 3Famsa LoansSmall loans · 0.1 mi★ 5.0Few bad reviews
- 4International Credit CorporationSmall loans · 0.2 mi★ 5.0
- 5State Finance CoInstallment loans · 0.2 mi
- 6Sun Loan CompanyInstallment loans · 0.2 mi★ 4.9
Been to Cash Store?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Ecxelente servicio muy amable y muy rápido todo”
- “Friendly staff and explained everything in detail”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Payday loans, and also money orders.
Part of a chain: Cash Store has 38 locations across the Texas cities we cover — Houston (17), El Paso (7), Fort Worth (4), Corpus Christi (3), Dallas (3), San Antonio (2), Brownsville (2). See the Cash Store brand page.