WhoWillLend

Security Finance

Installment loans · also tax preparation · 3333 W Camp Wisdom Rd ste 126, Oak Cliff

★ 4.8 · 444 ratingsHours listed

Should you go here?

Average reviews, and Texas caps what it can charge.

Its share of bad reviews is about average for Dallas. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign
What borrowers say4.8★

444 ratings. Known for fast service. Known for explaining the terms clearly.

Good sign
Bad reviews3%

of its written reviews are 1–2★, a lower share than at 57% of Dallas stores.

Check it
What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

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LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Dallas.

Rating

4.8Higher than 47% of Dallas loan stores. City average is 4.5.

Lowest rated in DallasHighest

Bad reviews (1–2★), share of written reviews

This store3%

Average Dallas installment loan store8%

Bad reviews by year · 0% in 2026

What borrowers say

  • Ask for Teresa or Teressa
  • Usually done in about 20 minutes
  • Known for fast service

Counted in 364 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service40 reviews · 11 per 100
  • Explains the terms clearly12 reviews · 3.3 per 100
  • Treats you with respect5 reviews · 1.4 per 100

What to watch for

  • Rude staff7 reviews · 1.9 per 100

Complaints are counts only.

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

SSN or ITIN

At the store

Walk in, no appointment · Wheelchair access · Parking · Has an app · Apply online first

Customer service 1-866-281-7043
From securityfinance.com, checked September 2026

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Borrowers here mention: known for explaining the terms clearly.

  2. 2

    What happens if I’m late?

    Ask for the late fee in dollars and whether they call your employer or references.

  3. 3

    Can I pay it off early?

    Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Been to Security Finance?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

  • “Excellent staff…fast and easy to work with”
  • “Abby and Martha explained everything to me thoroughly and I am well pleased”
  • “If you're considering a payday loan and want someone who will treat you with kindness and professionalism, I highly recommend asking for Teresa”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans, and also tax preparation.

Part of a chain: Security Finance has 27 locations across the Texas cities we cover — Laredo (5), San Antonio (5), Brownsville (3), Fort Worth (3), El Paso (3), Dallas (2), McAllen (2), Corpus Christi (2), Houston (1), Austin (1). See the Security Finance brand page.