Check N Title Loans

Title loans · also installment loans · 3906 W Camp Wisdom Rd #101, Oak Cliff

★ 4.9 · 481 ratingsHours listed

Should you go here?

Well reviewed, but the loan itself is expensive.

Borrowers leave fewer bad reviews here than at 74% of Dallas stores. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.

Good sign

What borrowers say4.9★

481 ratings. Known for fast service. Known for explaining the terms clearly.

What borrowers say ↓

Good sign

Bad reviews1%

of its written reviews are 1–2★, a lower share than at 74% of Dallas stores. 2nd of 3 Check N Title Loans branches here.

How it compares ↓

Watch out

What it costs$190 / month

In fees on a $1,000 loan, at the Dallas area average. Texas sets no cap on these fees.

Work out your cost ↓

Watch out

Risk to your car6 in 100

Title-loan cars in the Dallas area were repossessed last quarter (OCCC, Q2 2026).

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeA credit-union loan could save you about $502 on $1,000 over 3 months →0.4 mi away · payday loansPLS Check Cashers — ★ 4.9, few bad reviews →

From ratings and written reviews of this store and state fee data (OCCC, Q2 2026). Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Dallas and every other Check N Title Loans branch.

Rating

4.9Higher than 57% of Dallas loan stores. City average is 4.5.

Lowest rated in DallasHighest

Bad reviews (1–2★), share of written reviews

This store1%

Average Check N Title Loans branch in Dallas1%

Average Dallas title loan store1%

Bad reviews by year · 0% in 2026

212223242526

What borrowers say

Ask for Angelica
Known for fast service
Known for explaining the terms clearly

Counted in 445 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service51 reviews · 11.5 per 100
Explains the terms clearly44 reviews · 9.9 per 100
Treats you with respect5 reviews · 1.1 per 100

Work out what you’d repay

Title lenders in the Dallas area report an average fee of $18.97 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,190

$1,000 you borrowed$190 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $190 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

Proof of incomeBank statementsSSN or ITINProof of addressClear car title

At the store

Walk in, no appointment · Wheelchair access · Apply online first

What to bring is from their website.

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
2
What happens if I’m late?
Ask how many days before they can take the car.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Car title loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $502.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This title loan, renewed twice$1,569

Total repaid on $1,000 over 3 months, at the Dallas area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Check N Title Loans?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

“Alonso was terrific, very upbeat, fast and very efficient”
“Alyza made the process quick and easy, she also made sure to explain everything to me”
“Ale helped me out in a bind and made the process go by alot easier she was respectful nice and very concerned with maken sure i got the proper help”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Title loans, and also installment loans.

Part of a chain: Check N Title Loans has 4 locations across the Texas cities we cover — Dallas (3), Fort Worth (1).

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