WhoWillLend

Mariner Finance

Installment loans · 15250 Dallas Pkwy Ste. 400, Far North Dallas

★ 4.6 · 133 ratingsHours listed

Open late

Should you go here?

Many bad reviews, and Texas caps what it can charge.

Borrowers leave more bad reviews here than at 72% of Dallas stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Watch out
What borrowers say4.6★

133 ratings. Known for fast service. The owner answers complaints.

Watch out
Bad reviews11%

of its written reviews are 1–2★, a higher share than at 72% of Dallas stores.

Check it
What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Dallas.

Rating

4.6Higher than 33% of Dallas loan stores. City average is 4.5.

Lowest rated in DallasHighest

Bad reviews (1–2★), share of written reviews

This store11%

Average Dallas installment loan store8%

Bad reviews by year · 0% in 2026

What borrowers say

  • Ask for Maggie
  • Known for fast service
  • The owner answers complaints

Counted in 88 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service7 reviews · 8 per 100
  • Explains the terms clearly4 reviews · 4.5 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

IDBank statementsSSN or ITINProof of address

At the store

Wheelchair access · Apply online first

What to bring is from their website.

Ask these at the counter

  1. 1

    What is the total of all payments, in dollars?

    Not just the monthly figure. Ask whether insurance is added, and whether it is optional.

  2. 2

    What happens if I’m late?

    Ask for the late fee in dollars and whether they call your employer or references.

  3. 3

    Can I pay it off early?

    Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Been to Mariner Finance?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

  • “Great experience with Mariner Finance, fast and easy and very courteous staff”
  • “Carlos did an excellent job explaining the process”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans.

Part of a chain: Mariner Finance has 17 locations across the Texas cities we cover — El Paso (4), Houston (3), San Antonio (3), Dallas (2), McAllen (1), Fort Worth (1), Brownsville (1), Corpus Christi (1), Austin (1). See the Mariner Finance brand page.