WhoWillLend

Cash Store

Payday loans · 13249 Montfort Dr, Dallas International District

★ 4.7 · 130 ratingsNo hours listed · call ahead

Should you go here?

Many bad reviews, and the loan is expensive.

Borrowers leave more bad reviews here than at 65% of Dallas stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.

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What borrowers say4.7★

130 ratings. Known for fast service. Known for explaining the terms clearly.

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Bad reviews9%

of its written reviews are 1–2★, a higher share than at 65% of Dallas stores. 2nd of 3 Cash Store branches here.

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What it costs$454 / month

In fees on a $1,000 loan, at the Dallas area average. Texas sets no cap on these fees.

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Who they lend to

You need a checking account. Income from benefits or retirement counts.

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LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Dallas and every other Cash Store branch.

Rating

4.7Higher than 39% of Dallas loan stores. City average is 4.5.

Lowest rated in DallasHighest

Bad reviews (1–2★), share of written reviews

This store9%

Average Cash Store branch in Dallas8%

Average Dallas payday loan store4%

Bad reviews by year · 0% in 2024

What borrowers say

  • Known for fast service
  • Known for explaining the terms clearly

Counted in 104 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service8 reviews · 7.7 per 100
  • Explains the terms clearly8 reviews · 7.7 per 100

Work out what you’d repay

Payday lenders in the Dallas area report an average fee of $25.70 per $100 for 17 days (OCCC, Q2 2026) — about $45.35 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,454

$1,000 you borrowed$454 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $454 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

Their website doesn’t list documents. Call ahead and ask what to bring.

Who they lend to

  • You need a checking account
  • Income from benefits or retirement counts

At the store

Wheelchair access

Pay in store, online, by phone, AutoPayCustomer service 1-888-950-2274
From cashstore.com, checked September 2026

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Borrowers here mention: known for explaining the terms clearly.

  2. 2

    What happens if I can’t pay on the due date?

    Ask what a renewal costs and whether they call your employer or references.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Payday loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $1,294.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This payday loan, renewed twice$2,361

Total repaid on $1,000 over 3 months, at the Dallas area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Been to Cash Store?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

  • “Chandra was so helpful she made my experience so easy and quick!”
  • “Cody was awesome and explained the process very well”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Payday loans.

Part of a chain: Cash Store has 38 locations across the Texas cities we cover — Houston (17), El Paso (7), Fort Worth (4), Corpus Christi (3), Dallas (3), San Antonio (2), Brownsville (2). See the Cash Store brand page.