Texan Credit Corporation

Installment loans · 4475 Adler Dr ste 102, Oak Cliff

★ 4.9 · 268 ratingsHours listed

Should you go here?

Well reviewed, and Texas caps what it can charge.

Borrowers leave fewer bad reviews here than at 64% of Dallas stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign

What borrowers say4.9★

268 ratings. Known for fast service. Known for explaining the terms clearly.

What borrowers say ↓

Good sign

Bad reviews3%

of its written reviews are 1–2★, a lower share than at 64% of Dallas stores.

How it compares ↓

Check it

What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →1.4 mi away · check cashingCliff's Check Cashing #23 — ★ 4.9, few bad reviews →

From ratings and written reviews of this store and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Dallas.

Rating

4.9Higher than 57% of Dallas loan stores. City average is 4.5.

Lowest rated in DallasHighest

Bad reviews (1–2★), share of written reviews

This store3%

Average Dallas installment loan store8%

Bad reviews by year · 20% in 2026

23242526

What borrowers say

Ask for Zain
Usually done in about 10 minutes
Known for fast service

Counted in 198 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service31 reviews · 15.7 per 100
Explains the terms clearly6 reviews · 3 per 100

What to watch for

Rude staff3 reviews · 1.5 per 100

Complaints are counts only.

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

Proof of incomeBank statementsProof of address

At the store

Walk in, no appointment · Wheelchair access · Apply online first

Loans in Texas Signature loans up to $1,800

From texancredit.com, checked September 2026

texancredit.com/find-a-branch/dallas-tx/

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Texan Credit Corporation?

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In borrowers’ own words

“Absolutely friendly staff, quick and easy process”
“David was very helpful, he explained everything really well”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans.

Part of a chain: Texan Credit Corporation has 20 locations across the Texas cities we cover — Houston (6), San Antonio (3), Laredo (2), McAllen (2), Brownsville (2), Corpus Christi (1), Dallas (1), Fort Worth (1), El Paso (1), Austin (1). See the Texan Credit Corporation brand page.

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