Speedy Cash

Payday loans · also check cashing, money transfer · 423 N New Braunfels Ave, Eastside Promise Neighborhood

★ 3.8 · 29 ratingsNo hours listed · call ahead

Should you go here?

Many bad reviews, and the loan is expensive.

Borrowers leave more bad reviews here than at 90% of San Antonio stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.

Watch out

What borrowers say3.8★

29 ratings. Nothing comes up often enough in its reviews to call out.

What borrowers say ↓

Watch out

Bad reviews31%

of its written reviews are 1–2★, a higher share than at 90% of San Antonio stores. 5th of 5 Speedy Cash branches here.

How it compares ↓

Watch out

What it costs$344 / month

In fees on a $1,000 loan, at the San Antonio area average. Texas sets no cap on these fees.

Work out your cost ↓

Check it

Who they lend to

You need a checking account for a payday loan. Income from benefits or retirement counts. Money can go to your debit card (online loans).

Before you go ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeA credit-union loan could save you about $966 on $1,000 over 3 months →0.1 mi away · title loansTitleMax Title Loans — ★ 5.0, few bad reviews →

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in San Antonio and every other Speedy Cash branch.

Rating

3.8Higher than 10% of San Antonio loan stores. City average is 4.6.

Lowest rated in San AntonioHighest

Bad reviews (1–2★), share of written reviews

This store31%

Average Speedy Cash branch in San Antonio7%

Average San Antonio payday loan store4%

What borrowers say

Counted in 26 written reviews. Bars: mentions per 100.

What to watch for

Rude staff4 reviews · 15.4 per 100

Complaints are counts only.

Work out what you’d repay

Payday lenders in the San Antonio area report an average fee of $19.51 per $100 for 17 days (OCCC, Q2 2026) — about $34.43 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,344

$1,000 you borrowed$344 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $344 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsSSN or ITIN

Who they lend to

You need a checking account for a payday loan
Income from benefits or retirement counts
Money can go to your debit card (online loans)

At the store

Apply online first

Loans in Texas Payday loans up to $3,000Customer service 1-888-333-1360

From speedycash.com, checked September 2026

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Payday loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $966.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This payday loan, renewed twice$2,033

Total repaid on $1,000 over 3 months, at the San Antonio area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

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About this lender

Payday loans, and also check cashing, money transfer.

Part of a chain: Speedy Cash has 28 locations across the Texas cities we cover — Houston (11), San Antonio (5), Austin (4), Fort Worth (3), Laredo (2), Corpus Christi (1), McAllen (1), Dallas (1). See the Speedy Cash brand page.

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