Regional Finance
Installment loans · 14145 Nacogdoches Rd #1, Uptown Central
★ 4.8 · 210 ratingsHours listed
Should you go here?
Average reviews, and Texas caps what it can charge.
Its share of bad reviews is about average for San Antonio. Ask for the total of all payments, not the monthly figure, and compare a credit union first.
210 ratings. Known for fast service. Known for explaining the terms clearly.
of its written reviews are 1–2★, a higher share than at 58% of San Antonio stores. 2nd of 7 Regional Finance branches here.
Texas sets the maximum charges. Ask for the total of all payments.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in San Antonio and every other Regional Finance branch.
Rating
4.8Higher than 39% of San Antonio loan stores. City average is 4.6.
Lowest rated in San AntonioHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 5% in 2026
What borrowers say
- Ask for Ginger
- Known for fast service
- Known for explaining the terms clearly
Counted in 161 written reviews. Bars: mentions per 100.
What borrowers appreciate
What it costs
Capped by Texas law
Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Walk in, no appointment · Wheelchair access · Has an app · Apply online first
From regionalfinance.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
- 3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.
Installment loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
Been to Regional Finance?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Excelente servicio de parte de Arlene Moya , amable y rápido el servicio .”
- “Arlene was cordial, professional, and patient in explaining options, much to my relief”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Installment loans.
Part of a chain: Regional Finance has 33 locations across the Texas cities we cover — San Antonio (7), El Paso (6), Houston (6), Fort Worth (3), Austin (3), Corpus Christi (2), Laredo (2), McAllen (2), Dallas (1), Brownsville (1). See the Regional Finance brand page.