Mariner Finance

Installment loans · 2814 SW Military Dr Ste 106, South San Antonio

★ 4.8 · 213 ratingsHours listed

Open late

Should you go here?

Average reviews, and Texas caps what it can charge.

Its share of bad reviews is about average for San Antonio. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign

What borrowers say4.8★

213 ratings. Known for fast service. Known for explaining the terms clearly.

What borrowers say ↓

Watch out

Bad reviews4%

of its written reviews are 1–2★, a higher share than at 53% of San Antonio stores. 2nd of 3 Mariner Finance branches here.

How it compares ↓

Check it

What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.7 mi away · payday loansSpeedy Cash — ★ 4.9, few bad reviews →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in San Antonio and every other Mariner Finance branch.

Rating

4.8Higher than 39% of San Antonio loan stores. City average is 4.6.

Lowest rated in San AntonioHighest

Bad reviews (1–2★), share of written reviews

This store4%

Average Mariner Finance branch in San Antonio4%

Average San Antonio installment loan store6%

Bad reviews by year · 0% in 2026

212223242526

What borrowers say

Ask for Denise
Known for fast service
Known for explaining the terms clearly

Counted in 125 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service22 reviews · 17.6 per 100
Explains the terms clearly10 reviews · 8 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

IDBank statementsSSN or ITINProof of address

At the store

Wheelchair access · Has an app · Apply online first

What to bring is from their website.

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Mariner Finance?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

“Been going here for a quick loan if I need it the employees are courteous and professional they create an easy stress free atmosphere.”
“A special thanks goes out to Ms Lina who helped me in getting my loan, she was very professional and friendly in explaining the contract to me”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans.

Part of a chain: Mariner Finance has 17 locations across the Texas cities we cover — El Paso (4), Houston (3), San Antonio (3), Dallas (2), McAllen (1), Fort Worth (1), Brownsville (1), Corpus Christi (1), Austin (1). See the Mariner Finance brand page.

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