LendNation
Payday loans · also check cashing · 4535 Fredericksburg Rd Ste 105, Inner West Side
★ 4.8 · 181 ratingsHours listed
Should you go here?
Many bad reviews, and the loan is expensive.
Borrowers leave more bad reviews here than at 77% of San Antonio stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.
of its written reviews are 1–2★, a higher share than at 77% of San Antonio stores. 5th of 5 LendNation branches here.
In fees on a $1,000 loan, at the San Antonio area average. Texas sets no cap on these fees.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store and state fee data (OCCC, Q2 2026). Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in San Antonio and every other LendNation branch.
Rating
4.8Higher than 39% of San Antonio loan stores. City average is 4.6.
Lowest rated in San AntonioHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 0% in 2026
What borrowers say
- Ask for Eric or Norma
- Known for fast service
Counted in 73 written reviews. Bars: mentions per 100.
What borrowers appreciate
What to watch for
Complaints are counts only.
Work out what you’d repay
Payday lenders in the San Antonio area report an average fee of $19.51 per $100 for 17 days (OCCC, Q2 2026) — about $34.43 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,344
$1,000 you borrowed$344 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $344 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Walk in, no appointment · Wheelchair access · Apply online first
What to bring is from their website.
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Payday loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $966.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1World FinanceInstallment loans · 0.0 mi★ 4.9
- 2Texas Car Title and Payday Loan Services, Inc.Title loans · 0.4 mi★ 4.9
- 3OneMain FinancialInstallment loans · 0.6 mi★ 3.3
- 4Cash America PawnPawn loans · 0.7 mi★ 4.2Many bad reviews
- 5General PaymentsCheck cashing · 0.7 mi★ 2.5
- 6Cash America PawnPawn loans · 0.9 mi★ 3.6Many bad reviews
Been to LendNation?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Mr Eric was real helpful and friendly and he made the process fast and easy”
- “Great service Eric went over all details of the loan with me will highly recommend”
- “Agent very respectful and provide detailed information to confirm understanding of all aspects”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Payday loans, and also check cashing.
Part of a chain: LendNation has 9 locations across the Texas cities we cover — San Antonio (5), El Paso (4). See the LendNation brand page.