Check `n Go
Payday loans · also check cashing, money orders · 205 SW Military Dr, South Side
★ 4.9 · 1,107 ratingsHours listed
Should you go here?
Average reviews, but the loan itself is expensive.
Its share of bad reviews is about average for San Antonio. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.
1,107 ratings. Known for fast service. Known for explaining the terms clearly.
of its written reviews are 1–2★, a higher share than at 51% of San Antonio stores.
In fees on a $1,000 loan, at the San Antonio area average. Texas sets no cap on these fees.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in San Antonio.
Rating
4.9Higher than 52% of San Antonio loan stores. City average is 4.6.
Lowest rated in San AntonioHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 2% in 2025
What borrowers say
- Ask for Tina
- Known for fast service
- Known for explaining the terms clearly
Counted in 381 written reviews. Bars: mentions per 100.
What borrowers appreciate
Work out what you’d repay
Payday lenders in the San Antonio area report an average fee of $19.51 per $100 for 17 days (OCCC, Q2 2026) — about $34.43 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,344
$1,000 you borrowed$344 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $344 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Who they lend to
- Income from benefits or retirement counts
At the store
Walk in, no appointment · Wheelchair access · Apply online first
From checkngo.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Payday loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $966.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Master Finance CompanyInstallment loans · 0.1 mi★ 4.0
- 2TitleMax Title LoansTitle loans · 0.1 mi★ 5.0Few bad reviews
- 3OportunInstallment loans · 0.1 mi★ 4.9Many bad reviews
- 4Pago ExpressCheck cashing · 0.2 mi★ 5.0Few bad reviews
- 5Pueblito Express #2Check cashing · 0.2 mi★ 5.0
- 6Western FinanceInstallment loans · 0.4 mi★ 4.9
Been to Check `n Go?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “A++ Did the application online and came in to the store to finish up and it was a speedy process”
- “Got approved for more than expected and she explained everything perfectly.”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Payday loans, and also check cashing, money orders.
Part of a chain: Check `n Go has 22 locations across the Texas cities we cover — Houston (6), El Paso (5), Dallas (3), Fort Worth (3), Laredo (2), San Antonio (1), McAllen (1), Brownsville (1). See the Check `n Go brand page.