Action Credit, San Antonio 2

Small loans · 941 S General McMullen #103, Inner West Side

★ 4.9 · 178 ratingsHours listed

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Should you go here?

Average reviews. Ask for the total cost before you sign.

Its share of bad reviews is about average for San Antonio. Ask for the total you will repay, in writing.

Good sign

What borrowers say4.9★

178 ratings. Known for fast service.

What borrowers say ↓

Good sign

Bad reviews3%

of its written reviews are 1–2★, a lower share than at 51% of San Antonio stores.

How it compares ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.2 mi away · payday loansACE Cash Express — ★ 4.9, few bad reviews →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in San Antonio.

Rating

4.9Higher than 52% of San Antonio loan stores. City average is 4.6.

Lowest rated in San AntonioHighest

Bad reviews (1–2★), share of written reviews

This store3%

Average San Antonio small loan store14%

Bad reviews by year · 9% in 2026

2223242526

What borrowers say

Ask for Ruben
Known for fast service

Counted in 165 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service16 reviews · 9.7 per 100
Explains the terms clearly4 reviews · 2.4 per 100

What it costs

Ask for the total

Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.

Before you go

What to take, and what to ask before you sign.

Bring these

Their website doesn’t list documents. Call ahead and ask what to bring.

At the store

Wheelchair access · Apply online first

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

The rules in Texas →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Action Credit, San Antonio 2?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

“Adriana was Great This Place Knows How To Treat There Customer's Quick friendly service”
“I loved the staff, very friendly and professional team 👏🏻 made everything so simple, easy and explained everything to me”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Small loans.

An independent business, not part of a chain.

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