Parra Loan Co
Small loans · 502 W Calton Rd Ste 105, Calton Gardens
★ 5.0 · 5 ratingsHours listed
Should you go here?
Too few reviews to judge. Ask for the total cost before you sign.
It has too few written reviews to compare with other stores. Ask for the total you will repay, in writing.
5 ratings. Nothing comes up often enough in its reviews to call out.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Laredo.
Rating
5.0Higher than 49% of Laredo loan stores. City average is 4.8.
Lowest rated in LaredoHighest
What borrowers say
Stars in its 1 written review
Latest review Feb 2025 · 0 in the last year · Owner replied to 1 of 1
Too few written reviews to count themes.
What it costs
Ask for the total
Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Wheelchair access · Apply online first
What to bring is from their website.
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
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Small loans.
Part of a chain: Parra Loan Co has 2 locations across the Texas cities we cover — McAllen (1), Laredo (1).