WhoWillLend

OR Financial Services

Small loans · 2108 Chihuahua St Ste 3, Eastern Division

★ 5.0 · 35 ratingsHours listed

Se habla español

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Should you go here?

Well reviewed. Ask for the total cost before you sign.

Borrowers leave fewer bad reviews here than at 69% of Laredo stores. Ask for the total you will repay, in writing.

Good sign
What borrowers say5.0★

35 ratings. Nothing comes up often enough in its reviews to call out.

What borrowers say ↓

Good sign
Bad reviews0%

of its written reviews are 1–2★, a lower share than at 69% of Laredo stores.

How it compares ↓

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.0 mi away · installment loansB & F Finance — ★ 4.9, few bad reviews →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Laredo.

Rating

5.0Higher than 49% of Laredo loan stores. City average is 4.8.

Lowest rated in LaredoHighest

Bad reviews (1–2★), share of written reviews

This store0%

What borrowers say

Stars in its 23 written reviews

  • 5★23
  • 4★0
  • 3★0
  • 2★0
  • 1★0

Latest review Sep 2026 · 8 in the last year · Owner replied to 0 of 23

No one thing comes up often enough to count as a theme.

What it costs

Ask for the total

Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.

Before you go

What to take, and what to ask before you sign.

Bring these

Their website doesn’t list documents. Call ahead and ask what to bring.

At the store

Wheelchair access · Se habla español

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Ask for it in writing before you sign.

  2. 2

    What happens if I can’t pay on the due date?

    Ask what a renewal costs and whether they call your employer or references.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

The rules in Texas →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

  1. 1Security FinanceInstallment loans · 0.0 mi★ 4.9Many bad reviews
  2. 2Toledo FinanceInstallment loans · 0.0 mi★ 4.9Many bad reviews
  3. 3B & F FinanceInstallment loans · 0.0 mi★ 4.9Few bad reviews
  4. 4Worth Finance CorporationInstallment loans · 0.0 mi★ 2.4
  5. 5Action Credit, Laredo 1Small loans · 0.0 mi★ 4.6Many bad reviews
  6. 6Atlas Credit Co., Inc.Installment loans · 0.0 mi★ 4.9Many bad reviews

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About this lender

Small loans.

An independent business, not part of a chain.

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