Check `n Go
Payday loans · also money orders · 6262 McPherson Rd Ste 108
★ 5.0 · 268 ratingsHours listed
Should you go here?
Many bad reviews, and the loan is expensive.
Borrowers leave more bad reviews here than at 78% of Laredo stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.
268 ratings. Known for fast service. Known for explaining the terms clearly.
of its written reviews are 1–2★, a higher share than at 78% of Laredo stores.
In fees on a $1,000 loan, at the Texas average. Texas sets no cap on these fees.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Laredo.
Rating
5.0Higher than 49% of Laredo loan stores. City average is 4.8.
Lowest rated in LaredoHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 6% in 2026
What borrowers say
- Ask for German
- Known for fast service
- Known for explaining the terms clearly
Counted in 97 written reviews. Bars: mentions per 100.
What borrowers appreciate
Work out what you’d repay
Payday lenders in the Texas report an average fee of $26.60 per $100 for 14 days (OCCC, Q2 2026) — about $57.00 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,570
$1,000 you borrowed$570 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $570 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Who they lend to
- Income from benefits or retirement counts
At the store
Wheelchair access · Apply online first
From checkngo.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Payday loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $1,643.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Bankless Financial Services LLCCheck cashing · 0.4 mi
- 2Security FinanceInstallment loans · 0.6 mi★ 5.0Few bad reviews
- 3EZ Money Loan ServicesSmall loans · 0.8 mi
- 4OneMain FinancialInstallment loans · 1.1 mi★ 4.5
- 5Approved Money CenterPayday loans · 1.2 mi★ 5.0Few bad reviews
- 6World FinanceInstallment loans · 1.2 mi★ 5.0Few bad reviews
Been to Check `n Go?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Definitely coming back in the future and recommend it with there fast service!!!!!”
- “Aparte me explicaron con lujo de detalle todo lo que necesitaba saber”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Payday loans, and also money orders.
Part of a chain: Check `n Go has 22 locations across the Texas cities we cover — Houston (6), El Paso (5), Dallas (3), Fort Worth (3), Laredo (2), San Antonio (1), McAllen (1), Brownsville (1). See the Check `n Go brand page.