WhoWillLend

World Finance

Installment loans · also tax preparation · 301 NW 28th St Ste 103, North Side

★ 4.9 · 290 ratingsHours listed

Same-day moneySe habla español

Should you go here?

Average reviews, and Texas caps what it can charge.

Its share of bad reviews is about average for Fort Worth. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign
What borrowers say4.9★

290 ratings. Known for fast service. The owner answers complaints.

Good sign
Bad reviews3%

of its written reviews are 1–2★, a lower share than at 53% of Fort Worth stores. 4th of 4 World Finance branches here.

Check it
What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Good sign
Who they lend to

Money can go to your debit card.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Fort Worth and every other World Finance branch.

Rating

4.9Higher than 50% of Fort Worth loan stores. City average is 4.5.

Lowest rated in Fort WorthHighest

Bad reviews (1–2★), share of written reviews

This store3%

Average World Finance branch in Fort Worth2%

Average Fort Worth installment loan store10%

Bad reviews by year · 0% in 2026

What borrowers say

  • Ask for Dinorah or Jocelyn
  • Known for fast service
  • The owner answers complaints

Counted in 217 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service37 reviews · 17.1 per 100
  • Explains the terms clearly7 reviews · 3.2 per 100
  • Money the same day3 reviews · 1.4 per 100
  • Treats you with respect3 reviews · 1.4 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

IDBank statementsSSN or ITIN

Who they lend to

  • Money can go to your debit card

At the store

Walk in, no appointment · Wheelchair access · Apply online first · Se habla español

Pay at the branch, online, by phoneCustomer service 1-888-378-3886
From loansbyworld.com, checked September 2026

Ask these at the counter

  1. 1

    What is the total of all payments, in dollars?

    Not just the monthly figure. Ask whether insurance is added, and whether it is optional.

  2. 2

    What happens if I’m late?

    Ask for the late fee in dollars and whether they call your employer or references.

  3. 3

    Can I pay it off early?

    Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Been to World Finance?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

  • “Crystal was able to help me get a quick loan and made everything go smoothly”
  • “Crystal DelaCruz very polite explained the loan details very good customer service”
  • “I got my funds same day so I highly recommend”
  • “Dinorah Ortiz I have to type a review is very respectful and understanding she helped me a lot highly would recommend”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans, and also tax preparation.

Part of a chain: World Finance has 59 locations across the Texas cities we cover — Houston (13), El Paso (11), San Antonio (9), Dallas (6), Austin (4), Laredo (4), Fort Worth (4), Brownsville (3), Corpus Christi (3), McAllen (2). See the World Finance brand page.