Texas Car Title and Payday Loan Services, Inc.
Title loans · also payday loans · 5400 E Lancaster Ave
★ 4.9 · 329 ratingsHours listed
Should you go here?
Average reviews, but the loan itself is expensive.
Its share of bad reviews is about average for Fort Worth. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.
329 ratings. Known for fast service. Known for explaining the terms clearly.
of its written reviews are 1–2★, a higher share than at 58% of Fort Worth stores. 3rd of 3 Texas Car Title and Payday Loan Services, Inc. branches here.
In fees on a $1,000 loan, at the Fort Worth area average. Texas sets no cap on these fees.
Title-loan cars in the Fort Worth area were repossessed last quarter (OCCC, Q2 2026).
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Fort Worth and every other Texas Car Title and Payday Loan Services, Inc. branch.
Rating
4.9Higher than 50% of Fort Worth loan stores. City average is 4.5.
Lowest rated in Fort WorthHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 1% in 2026
What borrowers say
- Ask for Vee or Jennifer
- Known for fast service
- Known for explaining the terms clearly
Counted in 221 written reviews. Bars: mentions per 100.
What borrowers appreciate
What to watch for
Complaints are counts only.
Work out what you’d repay
Title lenders in the Fort Worth area report an average fee of $18.55 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,186
$1,000 you borrowed$186 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $186 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Who they lend to
- Income from benefits or retirement counts
At the store
Walk in, no appointment · Wheelchair access · Apply online first
From texascartitleandpaydayloanservicesinc.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I’m late?
Ask how many days before they can take the car.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Car title loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $489.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Loanstar Title LoansTitle loans · 0.2 mi★ 4.9Few bad reviews
- 2TitleMax Title LoansTitle loans · 0.4 mi★ 4.9Few bad reviews
- 3Cash NowPayday loans · 0.6 mi★ 2.0
- 4ACE Cash ExpressPayday loans · 0.7 mi★ 4.9
- 5Check N Title LoansTitle loans · 1.0 mi★ 4.9Few bad reviews
- 6ACE Cash ExpressPayday loans · 1.1 mi★ 4.9Few bad reviews
Been to Texas Car Title and Payday Loan Services, Inc.?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Explained the process in a simple way for me and got me in and out with no problem, will recommend these ladies to anyone in need”
- “Explained contract & next step, will recommend !”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Title loans, and also payday loans.
Part of a chain: Texas Car Title and Payday Loan Services, Inc. has 12 locations across the Texas cities we cover — Houston (5), Fort Worth (3), McAllen (2), San Antonio (1), Laredo (1). See the Texas Car Title and Payday Loan Services, Inc. brand page.