WhoWillLend

Cash Store

Payday loans · 960 N Beach St

★ 4.8 · 214 ratingsNo hours listed · call ahead

Should you go here?

Average reviews, but the loan itself is expensive.

Its share of bad reviews is about average for Fort Worth. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.

Good sign
What borrowers say4.8★

214 ratings. Known for explaining the terms clearly. Known for fast service.

Watch out
Bad reviews4%

of its written reviews are 1–2★, a higher share than at 53% of Fort Worth stores. 3rd of 4 Cash Store branches here.

Watch out
What it costs$484 / month

In fees on a $1,000 loan, at the Fort Worth area average. Texas sets no cap on these fees.

Check it
Who they lend to

You need a checking account. Income from benefits or retirement counts.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Fort Worth and every other Cash Store branch.

Rating

4.8Higher than 37% of Fort Worth loan stores. City average is 4.5.

Lowest rated in Fort WorthHighest

Bad reviews (1–2★), share of written reviews

This store4%

Average Cash Store branch in Fort Worth4%

Average Fort Worth payday loan store3%

Bad reviews by year · 1% in 2023

What borrowers say

  • Known for explaining the terms clearly
  • Known for fast service
  • Known for a clean store

Counted in 189 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Explains the terms clearly15 reviews · 7.9 per 100
  • Fast service15 reviews · 7.9 per 100

Work out what you’d repay

Payday lenders in the Fort Worth area report an average fee of $29.04 per $100 for 18 days (OCCC, Q2 2026) — about $48.40 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,484

$1,000 you borrowed$484 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $484 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

Their website doesn’t list documents. Call ahead and ask what to bring.

Who they lend to

  • You need a checking account
  • Income from benefits or retirement counts
Pay in store, online, by phone, AutoPayCustomer service 1-888-950-2274
From cashstore.com, checked September 2026

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Borrowers here mention: known for explaining the terms clearly.

  2. 2

    What happens if I can’t pay on the due date?

    Ask what a renewal costs and whether they call your employer or references.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Payday loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $1,385.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This payday loan, renewed twice$2,452

Total repaid on $1,000 over 3 months, at the Fort Worth area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Been to Cash Store?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

  • “Alex is SUPER GOOD, explaining everything step by step answered all my questions CASH STOR FORT WORTH ASK FOR ALEX!!”
  • “27 min in and out with a more than need advanced.if you stop in use my referral# DWXUQT”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Payday loans.

Part of a chain: Cash Store has 38 locations across the Texas cities we cover — Houston (17), El Paso (7), Fort Worth (4), Corpus Christi (3), Dallas (3), San Antonio (2), Brownsville (2). See the Cash Store brand page.