Advance America

Payday loans · also title loans, installment loans, check cashing, money transfer, money orders · 9112 Camp Bowie W Blvd Ste. 120

★ 5.0 · 1,001 ratingsHours listed

Same-day money

Call Directions

Should you go here?

Well reviewed, but the loan itself is expensive.

Borrowers leave fewer bad reviews here than at 87% of Fort Worth stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.

Good sign

What borrowers say5.0★

1,001 ratings. Known for fast service. Known for explaining the terms clearly.

What borrowers say ↓

Good sign

Bad reviews1%

of its written reviews are 1–2★, a lower share than at 87% of Fort Worth stores.

How it compares ↓

Watch out

What it costs$484 / month

In fees on a $1,000 loan, at the Fort Worth area average. Texas sets no cap on these fees.

Work out your cost ↓

Check it

Who they lend to

An ITIN works instead of an SSN. Prepaid cards aren’t accepted.

Before you go ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeA credit-union loan could save you about $1,385 on $1,000 over 3 months →0.4 mi away · installment loansTower Loan — ★ 4.9, few bad reviews →

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Fort Worth.

Rating

5.0Higher than 87% of Fort Worth loan stores. City average is 4.5.

Lowest rated in Fort WorthHighest

Bad reviews (1–2★), share of written reviews

This store1%

Average Fort Worth payday loan store3%

Bad reviews by year · 0% in 2026

212223242526

What borrowers say

Ask for Megan
Usually done in about 20 minutes
Known for fast service

Counted in 729 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service62 reviews · 8.5 per 100
Explains the terms clearly40 reviews · 5.5 per 100
Treats you with respect13 reviews · 1.8 per 100
Money the same day5 reviews · 0.7 per 100

What to watch for

Rude staff6 reviews · 0.8 per 100

Complaints are counts only.

Work out what you’d repay

Payday lenders in the Fort Worth area report an average fee of $29.04 per $100 for 18 days (OCCC, Q2 2026) — about $48.40 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,484

$1,000 you borrowed$484 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $484 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsSSN or ITINProof of addressClear car titleThe car, so they can inspect it

Who they lend to

An ITIN works instead of an SSN
Prepaid cards aren’t accepted

At the store

Walk in, no appointment · Wheelchair access · Apply online first

Loans in Texas $200–$5,000Pay in store, by phoneCustomer service 877-505-0701

From advanceamerica.net, checked September 2026

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Payday loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $1,385.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This payday loan, renewed twice$2,452

Total repaid on $1,000 over 3 months, at the Fort Worth area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Advance America?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

“Ashley made the process so fast and painless, couldn't have asked have asked for better customer service.”
“Always meets my needs, Explains everything easy and very understandable”
“Explained everything 100% and treated me with kindness”
“Excellent customer service, They made sure I walked away with Cash that same day”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Payday loans, and also title loans, installment loans, check cashing, money transfer, money orders.

Part of a chain: Advance America has 27 locations across the Texas cities we cover — Houston (13), San Antonio (5), El Paso (4), McAllen (2), Laredo (1), Brownsville (1), Fort Worth (1). See the Advance America brand page.

Call Directions