Union Finance Co
Installment loans · 400 S Stanton St, Downtown El Paso
★ 3.5 · 12 ratingsHours listed
Should you go here?
Too few reviews to judge, and Texas caps what it can charge.
It has too few written reviews to compare with other stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.
12 ratings. Nothing comes up often enough in its reviews to call out.
Texas sets the maximum charges. Ask for the total of all payments.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in El Paso.
Rating
3.5Higher than 7% of El Paso loan stores. City average is 4.5.
Lowest rated in El PasoHighest
What borrowers say
Stars in its 6 written reviews
Latest review Aug 2026 · 3 in the last year · Owner replied to 0 of 6
Too few written reviews to count themes.
What it costs
Capped by Texas law
Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.
Before you go
What to take, and what to ask before you sign.
Bring these
Their website doesn’t list documents. Call ahead and ask what to bring.
At the store
Walk in, no appointment
Ask these at the counter
- 1
What is the total of all payments, in dollars?
Not just the monthly figure. Ask whether insurance is added, and whether it is optional.
- 2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
- 3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.
Installment loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Before you borrow here, ask a credit union about a small-dollar loan.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
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Installment loans.
An independent business, not part of a chain.