Toledo Finance

Installment loans · 6100 Montana Ave Ste D

★ 4.9 · 125 ratingsHours listed

Should you go here?

Well reviewed, and Texas caps what it can charge.

Borrowers leave fewer bad reviews here than at 74% of El Paso stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign

What borrowers say4.9★

125 ratings. Nothing comes up often enough in its reviews to call out.

What borrowers say ↓

Good sign

Bad reviews1%

of its written reviews are 1–2★, a lower share than at 74% of El Paso stores. 3rd of 4 Toledo Finance branches here.

How it compares ↓

Check it

What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Good sign

Who they lend to

No bank account needed.

Before you go ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.4 mi away · payday loansMoneytree →

From ratings and written reviews of this store and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in El Paso and every other Toledo Finance branch.

Rating

4.9Higher than 54% of El Paso loan stores. City average is 4.5.

Lowest rated in El PasoHighest

Bad reviews (1–2★), share of written reviews

This store1%

Average Toledo Finance branch in El Paso3%

Average El Paso installment loan store7%

Bad reviews by year · 0% in 2026

232526

What borrowers say

Ask for Letty

Counted in 98 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service8 reviews · 8.2 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

Bank statementsSSN or ITINProof of address

Who they lend to

No bank account needed

At the store

Wheelchair access · Apply online first

Loans in Texas $200–$1,840

From toledocorp.com, checked September 2026

Ask these at the counter

1
What is the total of all payments, in dollars?
Not just the monthly figure. Ask whether insurance is added, and whether it is optional.
2
What happens if I’m late?
Ask for the late fee in dollars and whether they call your employer or references.
3
Can I pay it off early?
Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Toledo Finance?

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In borrowers’ own words

“Amazing and quick service very friendly staff.”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans.

Part of a chain: Toledo Finance has 11 locations across the Texas cities we cover — El Paso (4), Laredo (2), Brownsville (2), Houston (1), McAllen (1), Austin (1). See the Toledo Finance brand page.

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