WhoWillLend

Texas Finance

Installment loans · 6920 Delta Dr Suite 6, Mission Valley

★ 4.8 · 31 ratingsHours listed

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Should you go here?

Average reviews, and Texas caps what it can charge.

Its share of bad reviews is about average for El Paso. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign
What borrowers say4.8★

31 ratings. Nothing comes up often enough in its reviews to call out.

What borrowers say ↓

Watch out
Bad reviews5%

of its written reviews are 1–2★, a higher share than at 58% of El Paso stores.

How it compares ↓

Check it
What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.3 mi away · pawn loansCash America Pawn — ★ 4.3 →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in El Paso.

Rating

4.8Higher than 43% of El Paso loan stores. City average is 4.5.

Lowest rated in El PasoHighest

Bad reviews (1–2★), share of written reviews

This store5%

Average El Paso installment loan store7%

What borrowers say

Stars in its 22 written reviews

  • 5★20
  • 4★1
  • 3★0
  • 2★0
  • 1★1

Latest review Jan 2026 · 1 in the last year · Owner replied to 21 of 22

No one thing comes up often enough to count as a theme.

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

SSN or ITIN

At the store

Walk in, no appointment · Wheelchair access · Apply online first

What to bring is from their website.

Ask these at the counter

  1. 1

    What is the total of all payments, in dollars?

    Not just the monthly figure. Ask whether insurance is added, and whether it is optional.

  2. 2

    What happens if I’m late?

    Ask for the late fee in dollars and whether they call your employer or references.

  3. 3

    Can I pay it off early?

    Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

  1. 1World FinanceInstallment loans · 0.0 mi★ 5.0Few bad reviews
  2. 2El Candado FinanceInstallment loans · 0.0 mi
  3. 3Atlas CreditInstallment loans · 0.0 mi
  4. 4Cash America PawnPawn loans · 0.3 mi★ 4.3Many bad reviews
  5. 5Euro Casa De Cambio IncCheck cashing · 0.6 mi★ 3.9
  6. 6Pancho's Car Title LoansTitle loans · 1.0 mi★ 1.0

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About this lender

Installment loans.

Part of a chain: Texas Finance has 2 locations across the Texas cities we cover — El Paso (2).

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