WhoWillLend

LoanStar Title Loans

Title loans · 7844 Gtwy Blvd E Ste D, Mission Valley

★ 5.0 · 68 ratingsHours listed

Should you go here?

Well reviewed, but the loan itself is expensive.

Borrowers leave fewer bad reviews here than at 88% of El Paso stores. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.

Good sign
What borrowers say5.0★

68 ratings. Known for fast service.

Good sign
Bad reviews0%

of its written reviews are 1–2★, a lower share than at 88% of El Paso stores. 2nd of 5 LoanStar Title Loans branches here.

Watch out
What it costs$182 / month

In fees on a $1,000 loan, at the El Paso area average. Texas sets no cap on these fees.

Watch out
Risk to your car7 in 100

Title-loan cars in the El Paso area were repossessed last quarter (OCCC, Q2 2026).

Good sign
Who they lend to

Income from benefits or retirement counts.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in El Paso and every other LoanStar Title Loans branch.

Rating

5.0Higher than 76% of El Paso loan stores. City average is 4.5.

Lowest rated in El PasoHighest

Bad reviews (1–2★), share of written reviews

This store0%

Average LoanStar Title Loans branch in El Paso1%

Average El Paso title loan store1%

Bad reviews by year · 0% in 2026

What borrowers say

  • Known for fast service

Counted in 49 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service11 reviews · 22.4 per 100
  • Explains the terms clearly4 reviews · 8.2 per 100

Work out what you’d repay

Title lenders in the El Paso area report an average fee of $18.23 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.

I want to borrow

and pay it back

You’d pay in total

$1,182

$1,000 you borrowed$182 in fees

Paid back in one go after about a month. If you can’t pay, renewing costs another $182 each month and doesn’t reduce what you owe.

Before you go

What to take, and what to ask before you sign.

Bring these

Proof of incomeBank statementsPaid-off car titleThe car, so they can inspect it

Who they lend to

  • Income from benefits or retirement counts

At the store

Wheelchair access · Apply online first

Customer service 877-511-2274
From loanstartitleloans.net, checked September 2026

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Ask for it in writing before you hand over your title.

  2. 2

    What happens if I’m late?

    Ask how many days before they can take the car.

  3. 3

    Can I pay it off early, and is there a fee?

    Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

Car title loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Need $1,000 for 3 months? A credit-union loan could save you about $480.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Credit-union PAL$1,067

This title loan, renewed twice$1,547

Total repaid on $1,000 over 3 months, at the El Paso area average fee (OCCC) and the federal PAL cap (12 CFR 701.21).

Been to LoanStar Title Loans?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

  • “Great customer service Darlene help us with fast and easy proccess👍🏻”
  • “All the information was explained to me in detail”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Title loans.

Part of a chain: LoanStar Title Loans has 17 locations across the Texas cities we cover — Houston (10), Corpus Christi (3), El Paso (3), San Antonio (1). See the LoanStar Title Loans brand page.