WhoWillLend

First Cash Pawn

Pawn loans · also buys gold & jewelry · 8826 Alameda Ave, Mission Valley

★ 4.2 · 69 ratingsHours listed

Open lateOpen Sundays

Should you go here?

Many bad reviews, and pawn charges are capped by law.

Borrowers leave more bad reviews here than at 82% of El Paso stores. A pawn loan risks only the item you leave, and the shop must hold it 30 days past the due date.

Watch out
What borrowers say4.2★

69 ratings. Common complaint: rude staff.

Watch out
Bad reviews22%

of its written reviews are 1–2★, a higher share than at 82% of El Paso stores. 1st of 5 First Cash Pawn branches here.

Good sign
What it costs20% / month

At most, on the smallest loans — capped by Texas law, with 30 days’ grace.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in El Paso and every other First Cash Pawn branch.

Rating

4.2Higher than 23% of El Paso loan stores. City average is 4.5.

Lowest rated in El PasoHighest

Bad reviews (1–2★), share of written reviews

This store22%

Average First Cash Pawn branch in El Paso32%

Average El Paso pawn loan store25%

What borrowers say

  • Ask for Alma or Valerie
  • Deals in electronics and tools
  • Common complaint: rude staff
  • Complaints go unanswered

Counted in 55 written reviews. Bars: mentions per 100.

What to watch for

  • Rude staff5 reviews · 9.1 per 100

Complaints are counts only.

What it costs

At most 20% a month

Texas caps pawn charges — 20% a month on the smallest loans, less on bigger ones — and the shop must hold your item 30 days past the due date. You never owe more than the item.

Before you go

What to take, and what to ask before you sign.

Bring these

Their website doesn’t list documents. Call ahead and ask what to bring.

At the store

Wheelchair access

Ask these at the counter

  1. 1

    How long will you hold my item?

    Texas requires at least 30 days past the due date.

  2. 2

    What does it cost to get it back, in dollars?

    Ask for the total on the pawn ticket.

  3. 3

    Can I extend if I need more time?

    Ask what an extension costs.

Pawn loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

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About this lender

Pawn loans, and also buys gold & jewelry.

Part of a chain: First Cash Pawn has 15 locations across the Texas cities we cover — El Paso (5), Corpus Christi (3), Brownsville (2), McAllen (1), Austin (1), Fort Worth (1), Houston (1), Dallas (1). See the First Cash Pawn brand page.