PLS Check Cashers
Payday loans · also check cashing, money transfer, money orders · 39490 Lyndon B Johnson Fwy
★ 4.9 · 906 ratingsHours listed
Open 24 hoursOpen Sundays
Should you go here?
Average reviews, but the loan itself is expensive.
Its share of bad reviews is about average for Dallas. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.
906 ratings. Known for fast service. Known for a clean store.
of its written reviews are 1–2★, a higher share than at 50% of Dallas stores. 11th of 14 PLS Check Cashers branches here.
In fees on a $1,000 loan, at the Dallas area average. Texas sets no cap on these fees.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Dallas and every other PLS Check Cashers branch.
Rating
4.9Higher than 57% of Dallas loan stores. City average is 4.5.
Lowest rated in DallasHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 30% in 2026
What borrowers say
- Ask for Jazmin
- Known for fast service
- Known for a clean store
Counted in 476 written reviews. Bars: mentions per 100.
What borrowers appreciate
What to watch for
Complaints are counts only.
Work out what you’d repay
Payday lenders in the Dallas area report an average fee of $25.70 per $100 for 17 days (OCCC, Q2 2026) — about $45.35 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,454
$1,000 you borrowed$454 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $454 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Walk in, no appointment · Wheelchair access · Parking
From pls247.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Payday loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $1,294.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1QUICK & EASY SCASH LOANSSmall loans · 0.4 mi
- 2Uncle Dan's Pawn Shop - South DallasPawn loans · 0.4 mi★ 4.9Few bad reviews
- 3envios y mas La Reyna del SurCheck cashing · 0.4 mi★ 5.0
- 4Mariner FinanceInstallment loans · 0.7 mi★ 4.8
- 5Cash America PawnPawn loans · 1.4 mi★ 2.9Many bad reviews
- 6ACE Cash ExpressPayday loans · 1.4 mi★ 4.9Few bad reviews
Been to PLS Check Cashers?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Employees are always friendly and quick service too.”
- “Clean place and very respectful customer service”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Payday loans, and also check cashing, money transfer, money orders.
Part of a chain: PLS Check Cashers has 53 locations across the Texas cities we cover — Houston (21), Dallas (14), San Antonio (8), Fort Worth (6), El Paso (2), Austin (2). See the PLS Check Cashers brand page.