Lone Star Loans and Tax Service

Small loans · also tax preparation · 220 Jefferson Blvd, Oak Cliff

★ 3.5 · 48 ratingsNo hours listed · call ahead

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Should you go here?

Many bad reviews. Ask for the total cost before you sign.

Borrowers leave more bad reviews here than at 87% of Dallas stores. Ask for the total you will repay, in writing.

Watch out

What borrowers say3.5★

48 ratings. Known for explaining the terms clearly. The owner answers complaints. Common complaint: rude staff.

What borrowers say ↓

Watch out

Bad reviews32%

of its written reviews are 1–2★, a higher share than at 87% of Dallas stores.

How it compares ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.0 mi away · installment loansAtlas Credit Co., Inc. — ★ 4.9, few bad reviews →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Dallas.

Rating

3.5Higher than 11% of Dallas loan stores. City average is 4.5.

Lowest rated in DallasHighest

Bad reviews (1–2★), share of written reviews

This store32%

Average Dallas small loan store8%

Bad reviews by year · 50% in 2025

222425

What borrowers say

Known for explaining the terms clearly
The owner answers complaints
Common complaint: rude staff

Counted in 38 written reviews. Bars: mentions per 100.

What borrowers appreciate

Explains the terms clearly5 reviews · 13.2 per 100

What to watch for

Rude staff7 reviews · 18.4 per 100

Complaints are counts only.

What it costs

Ask for the total

Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.

Before you go

What to take, and what to ask before you sign.

Bring these

Their website doesn’t list documents. Call ahead and ask what to bring.

At the store

Walk in, no appointment · Wheelchair access · Apply online first

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

The rules in Texas →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Lone Star Loans and Tax Service?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

“Explained everything in detail and was very nice”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Small loans, and also tax preparation.

An independent business, not part of a chain.

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