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Justice Finance Co.

Installment loans · 2223 S Buckner Blvd #205, Piedmont Addition

★ 4.6 · 108 ratingsHours listed

Should you go here?

Average reviews, and Texas caps what it can charge.

Its share of bad reviews is about average for Dallas. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign
What borrowers say4.6★

108 ratings. Customers stay for years.

Watch out
Bad reviews5%

of its written reviews are 1–2★, a higher share than at 53% of Dallas stores.

Check it
What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

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LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Dallas.

Rating

4.6Higher than 33% of Dallas loan stores. City average is 4.5.

Lowest rated in DallasHighest

Bad reviews (1–2★), share of written reviews

This store5%

Average Dallas installment loan store8%

Bad reviews by year · 0% in 2026

What borrowers say

  • Ask for Daisha
  • Customers stay for years

Counted in 87 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Treats you with respect4 reviews · 4.6 per 100
  • Fast service4 reviews · 4.6 per 100

What to watch for

  • Rude staff3 reviews · 3.4 per 100

Complaints are counts only.

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

Bank statements

At the store

Wheelchair access · Apply online first

What to bring is from their website.

Ask these at the counter

  1. 1

    What is the total of all payments, in dollars?

    Not just the monthly figure. Ask whether insurance is added, and whether it is optional.

  2. 2

    What happens if I’m late?

    Ask for the late fee in dollars and whether they call your employer or references.

  3. 3

    Can I pay it off early?

    Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Been to Justice Finance Co.?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

  • “I love all the young ladies in there they r so respectful andgud at what they do”
  • “If you want a quick and easy process please call and ask for Brandaisha and shes going to make it happen for you!!”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans.