Famsa Loans

Small loans · 3444 Webb Chapel Ext, Northwest Dallas

★ 4.8 · 188 ratingsHours listed

Se habla español

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Should you go here?

Average reviews. Ask for the total cost before you sign.

Its share of bad reviews is about average for Dallas. Ask for the total you will repay, in writing.

Good sign

What borrowers say4.8★

188 ratings. Known for explaining the terms clearly. Complaints go unanswered.

What borrowers say ↓

Good sign

Bad reviews3%

of its written reviews are 1–2★, a lower share than at 58% of Dallas stores.

How it compares ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.0 mi away · check cashingTex Mex Transfers Inc — ★ 4.1 →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Dallas.

Rating

4.8Higher than 47% of Dallas loan stores. City average is 4.5.

Lowest rated in DallasHighest

Bad reviews (1–2★), share of written reviews

This store3%

Average Dallas small loan store8%

What borrowers say

Ask for Ginny or Silvia
Known for explaining the terms clearly
Complaints go unanswered

Counted in 162 written reviews. Bars: mentions per 100.

What borrowers appreciate

Explains the terms clearly11 reviews · 6.8 per 100
Fast service6 reviews · 3.7 per 100

What it costs

Ask for the total

Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.

Before you go

What to take, and what to ask before you sign.

Bring these

Bank statementsProof of address

At the store

Wheelchair access · Apply online first · Se habla español

What to bring is from their website.

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

The rules in Texas →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Famsa Loans?

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In borrowers’ own words

“Desde que llegue el trato fue bueno me explicaron todo el proceso antes de firmar todo fue fácil lo.recomiendo gracia Famsa”
“Dallas, Texas...it was quick and easy and paying it back was so easy....Ginny has wonderful customer service ..the whole staff is so sweet.”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Small loans.

Part of a chain: Famsa Loans has 5 locations across the Texas cities we cover — Dallas (1), El Paso (1), McAllen (1), Laredo (1), Brownsville (1). See the Famsa Loans brand page.

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