Check `n Go
Payday loans · also check cashing, money orders · 4010 Ross Ave, Old East Dallas
★ 4.8 · 366 ratingsHours listed
Should you go here?
Average reviews, but the loan itself is expensive.
Its share of bad reviews is about average for Dallas. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.
366 ratings. Known for fast service. Known for explaining the terms clearly.
of its written reviews are 1–2★, a higher share than at 57% of Dallas stores. 2nd of 3 Check `n Go branches here.
In fees on a $1,000 loan, at the Dallas area average. Texas sets no cap on these fees.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Dallas and every other Check `n Go branch.
Rating
4.8Higher than 47% of Dallas loan stores. City average is 4.5.
Lowest rated in DallasHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 5% in 2026
What borrowers say
- Ask for Latasha or Esperanza
- Usually done in about 30 minutes
- Known for fast service
Counted in 272 written reviews. Bars: mentions per 100.
What borrowers appreciate
What to watch for
Complaints are counts only.
Work out what you’d repay
Payday lenders in the Dallas area report an average fee of $25.70 per $100 for 17 days (OCCC, Q2 2026) — about $45.35 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,454
$1,000 you borrowed$454 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $454 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Who they lend to
- Income from benefits or retirement counts
At the store
Wheelchair access · Apply online first
From checkngo.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Borrowers here mention: known for explaining the terms clearly.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Payday loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $1,294.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Atlas Credit Co., Inc.Installment loans · 0.1 mi★ 4.6Many bad reviews
- 2TitleMax Title LoansTitle loans · 0.8 mi★ 5.0Few bad reviews
- 3Ana's Check Cashing - Envios De DineroCheck cashing · 0.8 mi★ 5.0
- 4Quick Cash LoansPayday loans · 1.1 mi★ 4.6
- 5Big Jim’s Check CashingCheck cashing · 1.1 mi★ 4.6Many bad reviews
- 6Hispanic Loan OfficersSmall loans · 1.2 mi
Been to Check `n Go?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Awesome job ladies and thank you for having me in and out and pleased with my service…”
- “Debbie was very helpful and explained everything I needed to know !”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Payday loans, and also check cashing, money orders.
Part of a chain: Check `n Go has 22 locations across the Texas cities we cover — Houston (6), El Paso (5), Dallas (3), Fort Worth (3), Laredo (2), San Antonio (1), McAllen (1), Brownsville (1). See the Check `n Go brand page.