Check `n Go
Payday loans · also money orders · 2427 W Kiest Blvd, Oak Cliff
★ 4.9 · 867 ratingsHours listed
Should you go here?
Well reviewed, but the loan itself is expensive.
Borrowers leave fewer bad reviews here than at 76% of Dallas stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.
of its written reviews are 1–2★, a lower share than at 76% of Dallas stores. 1st of 3 Check `n Go branches here.
In fees on a $1,000 loan, at the Dallas area average. Texas sets no cap on these fees.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store, state fee data (OCCC, Q2 2026) and the chain’s own website. Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Dallas and every other Check `n Go branch.
Rating
4.9Higher than 57% of Dallas loan stores. City average is 4.5.
Lowest rated in DallasHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 2% in 2026
What borrowers say
- Ask for Esperanza
- Usually done in about 10 minutes
- The owner answers complaints
Counted in 594 written reviews. Bars: mentions per 100.
What borrowers appreciate
Work out what you’d repay
Payday lenders in the Dallas area report an average fee of $25.70 per $100 for 17 days (OCCC, Q2 2026) — about $45.35 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,454
$1,000 you borrowed$454 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $454 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Who they lend to
- Income from benefits or retirement counts
At the store
Apply online first
From checkngo.com, checked September 2026
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Payday loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $1,294.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1OportunInstallment loans · 1.4 mi★ 5.0Few bad reviews
- 2PLS Check CashersPayday loans · 1.4 mi★ 4.9
- 3TitleMax Title LoansTitle loans · 1.4 mi★ 5.0Few bad reviews
- 4Personal FinanceInstallment loans · 1.8 mi★ 5.0
- 5Signature Loan CompanyInstallment loans · 1.8 mi★ 3.9
- 6Service LoansSmall loans · 1.9 mi★ 4.8
Been to Check `n Go?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Ashley & Felicia were very helpful and got me in and out in a timely manner”
- “Brianna took care of me and was very kind and informative as she walked me through the process”
- “Angela was very helpful and respectful, and eager to help with my needs”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Payday loans, and also money orders.
Part of a chain: Check `n Go has 22 locations across the Texas cities we cover — Houston (6), El Paso (5), Dallas (3), Fort Worth (3), Laredo (2), San Antonio (1), McAllen (1), Brownsville (1). See the Check `n Go brand page.