WhoWillLend

Sun Loan Company

Installment loans · also tax preparation · 4918 Ayers St #110, Central City

★ 4.9 · 441 ratingsHours listed

Should you go here?

Well reviewed, and Texas caps what it can charge.

Borrowers leave fewer bad reviews here than at 66% of Corpus Christi stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

Good sign
What borrowers say4.9★

441 ratings. Known for fast service. Known for explaining the terms clearly.

Good sign
Bad reviews1%

of its written reviews are 1–2★, a lower share than at 66% of Corpus Christi stores.

Check it
What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

Check it
LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Corpus Christi.

Rating

4.9Higher than 47% of Corpus Christi loan stores. City average is 4.7.

Lowest rated in Corpus ChristiHighest

Bad reviews (1–2★), share of written reviews

This store1%

Average Corpus Christi installment loan store9%

Bad reviews by year · 0% in 2026

What borrowers say

  • Ask for Brittany
  • Known for fast service
  • Known for explaining the terms clearly

Counted in 312 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service37 reviews · 11.9 per 100
  • Explains the terms clearly11 reviews · 3.5 per 100
  • Treats you with respect7 reviews · 2.2 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeBank statementsProof of address

At the store

Walk in, no appointment · Wheelchair access · Parking · Apply online first

What to bring is from their website.

Ask these at the counter

  1. 1

    What is the total I’ll repay, in dollars, and when?

    Borrowers here mention: known for explaining the terms clearly.

  2. 2

    What happens if I’m late?

    Ask for the late fee in dollars and whether they call your employer or references.

  3. 3

    Can I pay it off early?

    Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Been to Sun Loan Company?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

Write a review

In borrowers’ own words

  • “Excellent customer service, everything was quick and easy!”
  • “Explained everything to me as this was my first time applying for a loan, will recommend to anyone looking to apply”
  • “If anything is missing or I’m late on a payment they are kind and courteous and respectful about it.”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans, and also tax preparation.

Part of a chain: Sun Loan Company has 24 locations across the Texas cities we cover — San Antonio (7), Houston (5), Laredo (4), El Paso (2), Brownsville (2), Corpus Christi (2), McAllen (1), Austin (1). See the Sun Loan Company brand page.