WhoWillLend

Heights Finance

Installment loans · 13434 Leopard St Ste A9, Calallen

★ 4.7 · 67 ratingsHours listed

Should you go here?

Many bad reviews, and Texas caps what it can charge.

Borrowers leave more bad reviews here than at 64% of Corpus Christi stores. Ask for the total of all payments, not the monthly figure, and compare a credit union first.

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What borrowers say4.7★

67 ratings. Nothing comes up often enough in its reviews to call out.

Watch out
Bad reviews5%

of its written reviews are 1–2★, a higher share than at 64% of Corpus Christi stores.

Check it
What it costsCapped

Texas sets the maximum charges. Ask for the total of all payments.

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LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Corpus Christi.

Rating

4.7Higher than 30% of Corpus Christi loan stores. City average is 4.7.

Lowest rated in Corpus ChristiHighest

Bad reviews (1–2★), share of written reviews

This store5%

Average Corpus Christi installment loan store9%

Bad reviews by year · 0% in 2026

What borrowers say

Counted in 38 written reviews. Bars: mentions per 100.

What borrowers appreciate

  • Fast service4 reviews · 10.5 per 100

What it costs

Capped by Texas law

Installment lenders need an OCCC licence and Texas sets the maximum they may charge. Ask for the total of all payments in dollars, not just the monthly figure.

Before you go

What to take, and what to ask before you sign.

Bring these

IDProof of incomeProof of address

At the store

Wheelchair access · Apply online first

What to bring is from their website.

Ask these at the counter

  1. 1

    What is the total of all payments, in dollars?

    Not just the monthly figure. Ask whether insurance is added, and whether it is optional.

  2. 2

    What happens if I’m late?

    Ask for the late fee in dollars and whether they call your employer or references.

  3. 3

    Can I pay it off early?

    Ask them to confirm there is no charge for paying early.

Installment loans in Texas: how they work, your rights, how to get out →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Been to Heights Finance?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

  • “Linda is always there to make our loan process as quick and easy as possible”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Installment loans.

Part of a chain: Heights Finance has 12 locations across the Texas cities we cover — San Antonio (2), Houston (2), Corpus Christi (2), Laredo (1), Brownsville (1), Fort Worth (1), McAllen (1), Austin (1), Dallas (1). See the Heights Finance brand page.