Coastal Bend Loans

Small loans · 4701 Ayers St Ste 501, Central City

★ 5.0 · 160 ratingsHours listed

Should you go here?

Well reviewed. Ask for the total cost before you sign.

Borrowers leave fewer bad reviews here than at 70% of Corpus Christi stores. Ask for the total you will repay, in writing.

Good sign

What borrowers say5.0★

160 ratings. Nothing comes up often enough in its reviews to call out.

What borrowers say ↓

Good sign

Bad reviews1%

of its written reviews are 1–2★, a lower share than at 70% of Corpus Christi stores.

How it compares ↓

Check it

LicenceLook it up

Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.

OCCC licence search ↗

A cheaper routeAsk a credit union about a small-dollar loan first →0.0 mi away · payday loansSpeedy Cash — ★ 5.0, few bad reviews →

From ratings and written reviews of this store. Checked September 2026. We don’t lend and no store pays us.

How it compares

Against every loan store in Corpus Christi.

Rating

5.0Higher than 72% of Corpus Christi loan stores. City average is 4.7.

Lowest rated in Corpus ChristiHighest

Bad reviews (1–2★), share of written reviews

This store1%

What borrowers say

Counted in 127 written reviews. Bars: mentions per 100.

What borrowers appreciate

Fast service10 reviews · 7.9 per 100

What it costs

Ask for the total

Ask for the total you will repay, in dollars, and the due date — in writing — before you sign.

Before you go

What to take, and what to ask before you sign.

Bring these

Their website doesn’t list documents. Call ahead and ask what to bring.

At the store

Walk in, no appointment · Wheelchair access

Ask these at the counter

1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.

The rules in Texas →

Check the licence: OCCC licence search or call 800-538-1579.

A cheaper route

Before you borrow here, ask a credit union about a small-dollar loan.

A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.

Nearby alternatives

The closest real storefronts — at least two take a different route. Numbers match the map.

Been to Coastal Bend Loans?

Tell other borrowers what it was like. We read every review before it goes up, good or bad.

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In borrowers’ own words

“Fast service and top-notch customer care”

Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.

About this lender

Small loans.

An independent business, not part of a chain.

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