COASTAL BEND CREDIT
Payday loans · also installment loans, tax preparation · 2701 Morgan Ave #300, Central City
★ 5.0 · 333 ratingsHours listed
Should you go here?
Well reviewed, but the loan itself is expensive.
Borrowers leave fewer bad reviews here than at 94% of Corpus Christi stores. The risk is the product: fees are high and renewing adds the fee again. Compare a cheaper option first.
of its written reviews are 1–2★, a lower share than at 94% of Corpus Christi stores.
In fees on a $1,000 loan, at the Texas average. Texas sets no cap on these fees.
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store and state fee data (OCCC, Q2 2026). Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Corpus Christi.
Rating
5.0Higher than 72% of Corpus Christi loan stores. City average is 4.7.
Lowest rated in Corpus ChristiHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 0% in 2026
What borrowers say
- Ask for Brenda
- Known for fast service
Counted in 305 written reviews. Bars: mentions per 100.
What borrowers appreciate
Work out what you’d repay
Payday lenders in the Texas report an average fee of $26.60 per $100 for 14 days (OCCC, Q2 2026) — about $57.00 per $100 a month. Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,570
$1,000 you borrowed$570 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $570 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
Their website doesn’t list documents. Call ahead and ask what to bring.
At the store
Walk in, no appointment · Wheelchair access
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you sign.
- 2
What happens if I can’t pay on the due date?
Ask what a renewal costs and whether they call your employer or references.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Payday loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $1,643.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Central Finance CoInstallment loans · 0.0 mi★ 4.7
- 2ACE Cash ExpressPayday loans · 0.1 mi★ 4.8
- 3Gulf Coast Finance CoInstallment loans · 0.2 mi★ 3.0
- 4First Cash PawnPawn loans · 0.4 mi★ 3.7Many bad reviews
- 5Cash America PawnPawn loans · 0.6 mi★ 4.5Many bad reviews
- 6Cash America PawnPawn loans · 0.7 mi★ 3.9
Been to COASTAL BEND CREDIT?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “Aleena was very professional and we were in and out in no time”
- “Dominic was nice and friendly explained everything to my understanding every question I had and it was fast and easy highly appreciated and highly recommend”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Payday loans, and also installment loans, tax preparation.
An independent business, not part of a chain.