Payment 1 Loans - Brownsville
Title loans · 2033 Boca Chica Blvd
★ 4.9 · 571 ratingsHours listed
Se habla español
Should you go here?
Average reviews, but the loan itself is expensive.
Its share of bad reviews is about average for Brownsville. The risk is the product: fees are high and your car is the collateral. Compare a cheaper option first.
571 ratings. Nothing comes up often enough in its reviews to call out.
of its written reviews are 1–2★, a higher share than at 57% of Brownsville stores.
In fees on a $1,000 loan, at the Brownsville area average. Texas sets no cap on these fees.
Title-loan cars in the Brownsville area were repossessed last quarter (OCCC, Q2 2026).
Loan stores in Texas need an OCCC licence for each location. Check this one before you sign.
From ratings and written reviews of this store and state fee data (OCCC, Q2 2026). Checked September 2026. We don’t lend and no store pays us.
How it compares
Against every loan store in Brownsville.
Rating
4.9Higher than 34% of Brownsville loan stores. City average is 4.8.
Lowest rated in BrownsvilleHighest
Bad reviews (1–2★), share of written reviews
Bad reviews by year · 2% in 2026
What borrowers say
Counted in 339 written reviews. Bars: mentions per 100.
What borrowers appreciate
What to watch for
Complaints are counts only.
Work out what you’d repay
Title lenders in the Brownsville area report an average fee of $19.30 per $100 for 30 days (OCCC, Q2 2026). Texas sets no cap on these fees, so ask this store for its own.
I want to borrow
and pay it back
You’d pay in total
$1,193
$1,000 you borrowed$193 in fees
Paid back in one go after about a month. If you can’t pay, renewing costs another $193 each month and doesn’t reduce what you owe.
Before you go
What to take, and what to ask before you sign.
Bring these
At the store
Walk in, no appointment · Wheelchair access · Apply online first · Se habla español
What to bring is from their website.
Ask these at the counter
- 1
What is the total I’ll repay, in dollars, and when?
Ask for it in writing before you hand over your title.
- 2
What happens if I’m late?
Ask how many days before they can take the car.
- 3
Can I pay it off early, and is there a fee?
Texas law says your contract must allow early payoff with no penalty. Ask them to confirm.
Car title loans in Texas: how they work, your rights, how to get out →
Check the licence: OCCC licence search or call 800-538-1579.
Need $1,000 for 3 months? A credit-union loan could save you about $512.
A Payday Alternative Loan (PAL) from a federal credit union is $200–$2,000, repaid over 1–12 months, capped at 28% a year plus a $20 fee at most. You usually join the credit union first, which can take a day.
Nearby alternatives
The closest real storefronts — at least two take a different route. Numbers match the map.
- 1Reliable FinanceInstallment loans · 0.1 mi
- 2Regional FinanceInstallment loans · 0.1 mi★ 4.5Many bad reviews
- 3B & F FinanceInstallment loans · 0.3 mi★ 5.0Few bad reviews
- 4Cash For Gold & EyebrowsCheck cashing · 0.4 mi
- 5Cash 4 UCheck cashing · 0.4 mi
- 6AAA LOANS AND TAX SERVICES BROWNSVILLESmall loans · 0.5 mi★ 4.7Many bad reviews
Been to Payment 1 Loans - Brownsville?
Tell other borrowers what it was like. We read every review before it goes up, good or bad.
Write a reviewIn borrowers’ own words
- “El mejor servicio que he recibido las muchas muy atentas y el servicio muy rapido gracias payment 1”
- “Went in for help and Priscilla Sanchez really went above and beyond explaining everything to me.”
Short lines from 4–5★ written reviews of this store. Complaints are counted above, never quoted.
About this lender
Title loans.
An independent business, not part of a chain.